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since the claim is processed than you do not own the car anymore.
The claim will be null and void at the first instance,if the eventuality happens with a suspended license.
1 year
An insurance denial attorney will fight for you, should your claim be denied by your insurance carrier.
The Insured Person will receive an EOB (Explanation of Benefits) from the insurance company which explains the payment by the insurance company, the allowed charge based on contract rates with the provider, and the remaining amount if any that is due from the patient to the provider.
Yes. But, plan on looking for a new Insurance Carrier.
Not answering an application for insurance has serious consequences. If you 'misrepresent' any information on the application and suffer a claim, then entire claim can be denied.
The claim would still be processed - as you were still insured at the time of the incident !
Even if the company is now bankrupt they probably had insurance when they were in business but you will have to find out the insurance company. Try to contact the attorney that is handling their BK and notify him that you have a claim. Your best action is to file a claim with your insurance carrier and let them go after the other party. How this will affect your rates depends on the policies of your carrier. Ask your insurance agent.
It depends on what kind of coverage you got, and what your policy says the insurance obligation is. Be sure to save any receipts for work done so you can turn them into the insurance company once the claim is processed.
You have to defend your self just as if the lawsuit was filed by the original claimant. If you have an insurance carrier, tender the claim to them in writing immediately and your carrier should handle it for you. If you don't have insurance, you should hire a lawyer to defend against the claim. In subrogation, the insurance carrier seeking subrogation has the same rights as their policy holder. They bear the same burden of proof that the alleged victim would have had at trial.
You ask the owner of the property