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Medical Insurance

Medical insurance is an insurance against loss by bodily injury or illness. It covers doctor’s fee, hospital fee, medicine and other medical expenses. It may be purchased individually or on a group basis. It may also be provided universally by the government.

6,908 Questions

Is fill volume critical in a clear shield over light blue stopper?

Yes, fill volume is critical in a clear shield over a light blue stopper as it affects product stability and integrity. An incorrect fill volume can lead to issues such as inadequate protection from contamination or degradation and may impact the labeling and dosing accuracy. Additionally, proper fill volume ensures that the product functions as intended, maintaining safety and efficacy.

Does BCBS cover NicoDerm?

Coverage for NicoDerm, a nicotine replacement therapy, can vary by specific Blue Cross Blue Shield (BCBS) plan. Generally, many BCBS plans do cover smoking cessation aids, including NicoDerm, but this may depend on the state and the specific policy. It’s best to check directly with your BCBS provider or review your benefits plan for precise information on coverage.

How much does malpractice insurance cost for a general dentist?

The cost of malpractice insurance for a general dentist typically ranges from $1,000 to $3,000 annually, depending on factors such as location, coverage limits, and the dentist's claims history. In some states or with higher coverage options, costs can be higher. Additionally, newer dentists may pay less as they build their practice. It's essential for dentists to shop around and compare quotes from different insurance providers to find the best rates and coverage for their needs.

What is the timely filing deadline for cigna?

The timely filing deadline for Cigna claims is typically 90 days from the date of service. However, it's important to note that specific plans or circumstances may have different deadlines, so providers should verify the terms associated with the particular policy. Always consult Cigna's provider manual or contact their customer service for the most accurate information.

What is cpt code 90714?

CPT code 90714 refers to the administration of the pneumococcal conjugate vaccine (PCV13) for individuals aged 6 weeks through 17 years. This vaccine protects against infections caused by Streptococcus pneumoniae, which can lead to serious conditions such as pneumonia, meningitis, and bloodstream infections. It is commonly used in pediatric immunization schedules to enhance community immunity against pneumococcal diseases.

What acronyms does not represent a managed care plan?

Acronyms that do not represent a managed care plan include FFS (Fee-for-Service), which is a payment model where providers are paid for each service rendered. Another example is PPO (Preferred Provider Organization), which is a type of managed care but operates differently from stricter models like HMO (Health Maintenance Organization). Additionally, terms like EAP (Employee Assistance Program) are related to employee benefits but do not represent managed care plans.

How do I get more hours of non skilled home health aide coverage than Medicaid will provide if I cannot afford to pay myself?

To secure additional non-skilled home health aide hours beyond what Medicaid provides, consider exploring alternative funding sources such as state or local programs that offer assistance for home care services. You can also look into nonprofit organizations or community resources that may provide grants or subsidies for home health care. Additionally, inquire about Medicaid's Consumer Directed Services option, which allows more flexibility in caregiver hiring and hours. Lastly, discuss your needs with your Medicaid caseworker, as they may have suggestions or resources specific to your situation.

Why would employers want to fire employees whose dependents are having serious health problems what do you think is the main reason for the large disparity in the enrollment of women in full time MBA?

Employers may consider firing employees with dependents facing serious health issues due to concerns about absenteeism, decreased productivity, or increased healthcare costs, which could impact the overall performance of the team. However, this practice raises ethical concerns and could lead to negative public perception. The disparity in women's enrollment in full-time MBA programs often stems from societal expectations, work-life balance challenges, and the lack of flexible options that accommodate family responsibilities, which can deter women from pursuing advanced degrees. Addressing these barriers is crucial for increasing female representation in such programs.

Does my UMR United Healthcare Plan cover Silver Sneakers?

UMR, a subsidiary of UnitedHealthcare, may offer Silver Sneakers as part of its benefits, but coverage can vary by specific plan. It's best to check your plan documents or contact UMR customer service directly to confirm whether Silver Sneakers is included in your particular coverage. You can also visit the Silver Sneakers website to see if your plan is listed.

How many nurses are employed by premera blue cross?

As of my last update, specific employment numbers, including the number of nurses at Premera Blue Cross, are not publicly available. Employment figures can vary over time and may not be disclosed by the company. For the most accurate and current information, it's best to check Premera Blue Cross's official website or contact them directly.

What happens when the claim is rejected for medical necessity?

When a claim is rejected for medical necessity, the healthcare provider or patient is typically notified of the denial, often providing a reason for the rejection. The provider can then appeal the decision by submitting additional documentation or evidence to support the necessity of the treatment or procedure. In some cases, the patient may be responsible for the costs if the appeal is unsuccessful. It's essential to review the insurance policy to understand the criteria for medical necessity and the appeals process.

What does a Specified health event policy cover?

A specified health event policy typically covers specific illnesses or medical conditions outlined in the policy, such as critical illnesses like heart attack, stroke, or cancer. It provides financial support to help cover medical expenses, treatment costs, or loss of income resulting from the diagnosed condition. Unlike comprehensive health insurance, it focuses on particular events rather than a broad range of health issues. Policyholders should carefully review the terms to understand the scope and limitations of coverage.

Does New Jersey Medicaid cover lasik surgery?

New Jersey Medicaid generally does not cover LASIK surgery, as it is considered an elective procedure for vision correction. Medicaid typically covers only medically necessary eye care and treatments, such as cataract surgery or other eye conditions. However, it's best to check directly with New Jersey Medicaid or a healthcare provider for any specifics or potential exceptions.

Can you bill a patient more than his allowed amount on his ins?

No, typically you cannot bill a patient more than their allowed amount as stipulated by their insurance plan. Doing so would violate the terms of the insurance agreement and could lead to penalties for the healthcare provider. Patients should only be charged their copay, deductible, or coinsurance amounts as outlined in their policy. It's essential to review the specifics of the insurance contract to ensure compliance.

Does Blue Cross Blue Shield of tn cover the omni pod?

Blue Cross Blue Shield of Tennessee typically covers the Omnipod insulin management system, but coverage may vary based on individual plans and specific medical necessity criteria. It's important to check with your specific plan details or contact customer service for the most accurate information regarding coverage and any potential out-of-pocket costs. Always consult with your healthcare provider to ensure that the Omnipod is appropriate for your treatment.

If an individual believes that a DoD covered entity (CE) is not complying with HIPAA he or she may file a complaint with which agency?

If an individual believes that a Department of Defense (DoD) covered entity is not complying with HIPAA, they may file a complaint with the DoD's HIPAA Privacy and Civil Liberties Office. Additionally, complaints can also be submitted to the Office for Civil Rights (OCR) within the U.S. Department of Health and Human Services (HHS), which oversees HIPAA compliance. It is essential to file the complaint within 180 days of the alleged violation.

Does Illinois medicaid cover IVF if so where do you go?

Illinois Medicaid does not cover in vitro fertilization (IVF) treatments. However, some specific programs, such as the All Kids program, may offer limited fertility treatment options under certain circumstances. For the most accurate and personalized information, it's best to contact the Illinois Department of Healthcare and Family Services or consult with a fertility clinic that accepts Medicaid to explore your options.

What is the timely filing limit on most managed care plans?

The timely filing limit for most managed care plans typically ranges from 90 to 180 days from the date of service, but this can vary by specific plan and state regulations. It's essential for providers to check the individual plan's policy, as some may have shorter or longer deadlines. Failure to submit claims within this timeframe can result in denial of payment. Always consult the plan's provider manual for the most accurate and up-to-date information.

What are their premiums for blue cross and blue shield?

Premiums for Blue Cross and Blue Shield can vary widely depending on factors such as location, plan type, age, and individual health needs. Generally, they offer a range of plans including individual, family, and employer-sponsored options, each with different premium rates. To get accurate and specific premium information, it's best to visit their official website or contact a licensed insurance agent for personalized quotes.

How does dual medical insurance work?

Dual medical insurance occurs when an individual is covered by two health insurance plans, often through an employer and a spouse's plan or through Medicare and another insurance. In this setup, one plan typically serves as the primary payer, covering costs first, while the secondary plan may cover remaining eligible expenses. Coordination of benefits determines how claims are processed and payments are made between the two insurers. This can help reduce out-of-pocket costs for the insured but may involve more complex claims processes.

Can i easily remove my wife from my group health insurance?

Yes, you can typically remove your wife from your group health insurance, but the process and ease of doing so depend on your employer's insurance policies. You may need to provide a valid reason, such as divorce or a change in coverage needs, and you might have to complete specific forms. It's best to check with your HR department or insurance provider for the exact steps and any potential implications on your coverage.

What is CPT code 52648?

CPT code 52648 refers to the procedure of "transurethral destruction of prostatic tissue using laser, including photoselective vaporization of the prostate." This code is typically used for billing purposes in urology to describe a minimally invasive surgical technique aimed at treating benign prostatic hyperplasia (BPH) by reducing excess prostate tissue. The procedure involves the use of laser technology to vaporize prostate tissue, alleviating symptoms associated with urinary obstruction.

Does Blue Cross Blue Shield cover braces for adults?

Blue Cross Blue Shield (BCBS) coverage for adult braces varies by plan and state. While some BCBS plans may offer orthodontic benefits for adults, coverage typically comes with certain limitations, such as waiting periods or specific eligibility criteria. It's essential to review your specific plan details or contact BCBS directly to understand your coverage options for adult braces.

What medical insurance dick Cheney have?

Dick Cheney has been known to have health insurance through his employer and government programs due to his former role as Vice President of the United States. After leaving office, he also had access to health insurance through the Federal Employees Health Benefits Program. Additionally, he has been a prominent figure in the private sector, where he may have had supplementary health coverage. Specific details about his current insurance plans are not publicly disclosed.

Is a hmo and example of a fee for service?

No, a Health Maintenance Organization (HMO) is not an example of a fee-for-service plan. HMOs typically require members to choose a primary care physician and get referrals for specialist services, focusing on a managed care approach. In contrast, fee-for-service plans allow patients to see any healthcare provider and pay for each service rendered, offering more flexibility but often at a higher out-of-pocket cost.