The Affordable Care Act, also known as Obamacare, helps the government by ensuring more individuals have access to affordable health insurance. This reduces the burden on government-funded healthcare programs, such as Medicaid, by providing an alternative for individuals who may otherwise rely on these programs. It also includes provisions to control healthcare costs, which can alleviate financial strain on the government.
Requires all AMericans to purchase health insurance.
The Affordable Care Act allows citizens of the U.S. to manage their own healthcare.
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The official position for the purpose of the Affordable Healthcare Act (Obamacare) is that it will provide healthcare to all people in the United States.
That's a political question; about 60% of the American population does NOT support "Obamacare", which was mis-named as the "Affordable Care Act". Just as a general rule of thumb, you can generally count on the fact that any political act is named for the OPPOSITE of its actual effects.
In the case of the "Affordable" care act, it was pretty clear from the outset that it was going to cause health insurance rates to spike UP. Since it also DECREASED the amount that doctors would be paid for treating patients, it has a secondary perverse effect in decreasing the availability of doctors and nurses. Because it mandated that every insurance plan include ten specific conditions that MUST be covered - even if these aren't appropriate for the patient - the price was widely predicted to cause insurance rates to rise uncontrollably. This has in fact happened.
One of the especially perverse incentives for Obamacare was that before, insurance plans were limited in that they could only cover a single State. Obamacare "expanded" this coverage, and now insurance plans cannot cover you if you are in a different COUNTY.
Generally the owner of the vehicle or property must be the insured on any policy but in the case of married couples and usually underage children most insurance companies allow all vehicles or property to be listed under a family policy thereby having all on one policy so you can take advantage of multicar discount and the like. You are also required to list all family members on the insurance policy as drivers in the case of auto insurance.