Malpractice Insurance

Malpractice insurance, common in the medical field, protects the purchaser from liabilities and certain lawsuits.

419 Questions
Insurance
Commercial Insurance
Liability Insurance
Tattoos and Body Art
Malpractice Insurance

Who offers malpractice insurance for tattoo shops?

You'll need to shop around in your the State or province in which your Tattoo Shop is located.

Tattoo shops pose a unique risk to insurers. Many companies will consider them a high risk business so you may have to make a lot of calls before you find coverage.

One Market that may be able to provide insurance coverage for you could be Lloyd's of London. Try looking for an agent that has access to London Markets.

Good Luck

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Law & Legal Issues
Malpractice Insurance

What is examination malpractice?

examination malpractice is the illegal behaviour carried out by student and teachers in an examination hall.

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Liability Insurance
Malpractice Insurance

How much insurance liability or malpractice should an EMS worker carry and what does it cost?

If your an EMS Worker, Your most likely already covered under your employers policy. So I would check with them first.

Otherwise I'd say start in the 3 to 10 million dollar range might be a good idea on a professional malpractice policy. It really just depends on your exposure though.

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Professional Liability Insurance
Malpractice Insurance

Do you need malpractice insurance for consulting?

Probably, because you want to protect your business assets (and possibly your personal assets, depending on how & where your business is formed) and provide defense benefits if you are presented with a claim or lawsuit.

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Insurance
Liability Insurance
Medical Insurance
Malpractice Insurance

How much does medical malpractice insurance cost?

The cost of medical malpractice insurance varies greatly depending on numerous factors. Those factors include, but are not limited to:

1. State where you practice (each State's Department of Insurance regulates insurance rates, from which premiums are derived)

2. Prior claim history

3. Type of procedures practiced

4. How long you've been practicing

5. The nature of the tort system in the state, such as whether there exist medical malpractice award caps.
This would need to be answered by an agent, there are so many variables considered.

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Insurance
Commercial Insurance
Medical Insurance
Malpractice Insurance

How do you sell malpractice insurance?

You would sell Malpractice insurance the same way you would any other line of insurance.

First identify your market, then define a way to reach out to those people who likely need malpractice coverage.

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Orthodontists
Malpractice Insurance

How much do orthodontists have to pay for health insurance life insurance and malpractice insurance a year?

You will need to contact an agent for this answer there are too many variables, with respect to premiums.

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Liability Insurance
Nursing
Malpractice Insurance

What is the best liability insurance for a nurse?

You would want to choose a Medical Malpractice Policy from the company of your choice.

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Insurance
Professional Liability Insurance
Malpractice Insurance

What are the professional liability insurance requirements for physicians?

Malpractice InsuranceIn most of countries medical practices are covered under consumer laws. So with this regard where the patient suffers any injury or death then the suit can be filed for compensation in the Consumer Court or the Civil Court. Consumer Courts award compensation for the sufferings.

Whereas if the doctor is blatantly negligent like amputating of left leg instead of right, or transfusing wrong blood group into the patient body resulting in death or leaving the scissor, artery, forcep etc in patients body then he can even be held criminally liable and it can result into imprisonment & fine.

Thus the doctor needs to get an insurance cover to contest such litigation and to meet the compensation through Insurer in these cases.

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Liability Insurance
Professional Liability Insurance
Malpractice Insurance

How much professional liability insurance does a hospital need?

The annual aggregate exposure of the facility would dictate the amount of coverage required. Most facilities can make due with a few million up to 10 or 20 million dollars per claim coverage.

But bear in mind that a large facility could potentially have many malpractice claims pending at any one time. So an annual aggregate limit should be much higher perhaps in the range of 50 to 100 million per year.

AnswerI would think in the many millions to billions area. Contact an agent they will be able to assist you with the amount needed.
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Professional Liability Insurance
Malpractice Insurance

Does an attorney need malpractice insurance if he is under 1099?

The 1099 only represents that the Attorney is working on a contract basis (self Employed) rather than as an employee.

If the attorney is in fact a self employed independent contractor then this likely means that no coverage is afforded by the employer. If this is the case, then it would be a good idea for the Attorney to get some Malpractice or Professional Liability Insurance so there will be coverage in the event of a malpractice suit. Otherwise the attorney will be out of pocket for any related expenses in the event of a claim.

The 1099 itself has no bearing on the attorneys need for Malpractice or professional liability coverage. It only indicates that he or she is a sel employed independent contractor.

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Insurance
Malpractice Insurance

How much does malpractice insurance cost?

Without knowing what profession you are in, The risk factors and volume, there is no way of determining what you might need to pay. It could be as low as 2 thousand dollars per year or as high as 2 million dollars per year.

AnswerNo way to answer this other than to say 'a lot' ! Contact some agents or companies that sell this type of coverage/polices and get some quotes.

*Note: costs for malpractice insurance vary widely by specialty. Imagine an ob-gyn's insurance compared to that for, say, a dermatologist.

AnswerMalpractice insurance premiums are adjusted according to the type of professionals or profession, the type and amount of coverage needed, and whether that insurance cover a group of persons or an individual. The location of the practice and particular area's laws can affect the malpractice premiums. Majority of doctors and medical professionalsnever use their malpractice insurance because it's rare that they need it. But they have to purchase the malpractice insurance as a safety net and it's also required by them in many locations.
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Malpractice Insurance
Anesthesiologists

How much is the cost of malpractice insurance for an anesthesiologist?

The average premium in 2006 was $19,558 (range of $2,921 to $77,436) and Florida, Illinois, Michigan, Nevada, Ohio and West Virginia continue to lead the nation in average premium costs.

As you can see from the range, rating have too many variables so contacting a agent or agents for quotes would be a good place to start.

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Health
Chiropractic
Malpractice Insurance

Is medical malpractice higher that chiropractic malpractice?

Yes, it is much higher, although the specifics depend on which medical or chiropractic specialty you have, and what country/state you are in.

Medical malpractice insurance can cost anywhere between $20,000 and $100,000 per year, whereas chiropractic malpractice insurance costs anywhere from $100 to $2500 per year.

The difference is due to the higher risk procedures that medical doctors carry out in comparison to chiropractors (eg: drugs and surgery vs spinal manipulation and exercise), as well as the greater severity of the conditions medical doctors treat in comparison to chiropractors (eg: heart attacks and strokes vs back pain and headaches).

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Commercial Insurance
Professional Liability Insurance
Malpractice Insurance

What is Severability of interest cross liability?

Severability of Interest is also known as "Seperation of Insured." here's some ISO forms that mention it;

General Liability Form CG 00 01 12 04 on page 12

There's also mention of it under the Business Owners Coverage Form BP 00 03 01 06 page 41.

*****Separation Of Insureds

Except with respect to the Limits of Insurance of Section II -- Liability, and any rights or duties specifically assigned in this policy to the first Named Insured, this insurance applies:

a. As if each Named Insured were the only Named Insured; and

b. Separately to each insured against whom claim is made or "suit" is brought. *****

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Insurance
Medical Insurance
Malpractice Insurance

Who has the highest malpractice insurance?

Anesthesiologists

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Health
Doctors
Malpractice Insurance

How much does medical malpractice insurance cost for a radiologists?

It could cost you anywhere from 2500 per year or up to 25000 per year, it just depends on your past record and your current risk volume.

On average though you'd probably be looking at 2500 to 5500 per year.

212223
Title Insurance
Deeds and Ownership
Malpractice Insurance

The title company failed to record the new deed after property was sold and now previous owners have a judgment against them for injuries that occurred on the property. Can title company be sued?

Yes, depending on the details. This error would constitute malpractice. First you should contact the attorney or title company that represented you at the time of purchase. You may be able to simply file a claim. If they fail to rectify the situation immediately then you should consult with an attorney in your area who specializes in real estate law. The attorney can review the situation, the title to the property and explain your options. It is likely the title to the property will need to be examined again and then the necessary corrective documents recorded in the land records.

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Doctors
Surgeons
Malpractice Insurance

How much does a neurosurgeon pay for malpractice insurance?

It varies, As with any other type of insurance it all depends on the Risk and Risk Volume involved, Prior claims against the doctor, the amount of experience the doctor has etc.

A neurosurgeon who performs 10 operations a year would pay much less than one who does 10 operations a week. It could be anywhere from 6,000 dollars up to 160,000 dollars or more per year.

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Insurance
Pharmacists
Malpractice Insurance

How much is malpractice insurance for pharmacists?

A lot. But less than for doctors.

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Job Interviews
Criminal Law
Social Security
Malpractice Insurance

Do you need to admit to a purged legal record during an interview?

You dont have to say anything you dont want to. Always have a solcitior or a lawyer present if possible. Police interview techniques vary and sometimes you can come across police that will manipulate conversations to get you to say what you dont want to say, so they can get a conviction. Some cops can be careless. Its not all just, the occasional one who is in a hurry or who doesnt like you. Just be careful of repeated questions in a interview.

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Insurance
Malpractice Insurance

Nurse anesthetist malpractice insurance?

$5000 a year but most employers pay for that.

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Oral Health and Dental Care
Insurance
Dentists
Malpractice Insurance

Are Oregon dentists required to have malpractice insurance?

There is no legal requirement in Oregon that says that dentists must have insurance but, as my source at the Oregon Board of Dentistry says, "it would be pretty unwise to not." I'm told that the Oregon Insurance Commission may help you find out whether or not a dentist is covered, and by which insurance company. Meanwhile, sometimes the dentist will tell you whether or not they're covered by malpractice insurance. If they don't, and there's a dispute, "then that's when you might have to get an attorney involved," says the source - or file in small claims court.

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Insurance
Medical Insurance
Dentists
Malpractice Insurance

Whats the average cost of malpractice insurance?

Without knowing what profession you are in it is impossible to know what your cost or what the average cost would be. The premium rate would be greatly affected by the type of professional exposures you have and the annual risk volume.

For example in regards to volume, a Surgeon who does 200 surgical procedures a year might pay 100 times more for his insurance premium than another surgeon who does only 20 or 30 of the same procedures per year.

It's not just your profession but also the type of services you provide, the risks associated with those services and the number of times you provide them in a given policy term. This is what the insurance company refers to as "risk exposure".

As you can see someone who does 100 times more operations would naturally have 100 times higher potential to make a mistake that could generate a claim or a law suit.

There is no average cost. Each underwriter has it's own underwriting guidelines and risk assessment factors.

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Surgeons
Malpractice Insurance

How much does a cardiac surgeon pay for malpractice insurance?

It varies by state but base rates are 28k to upwards of 50k.

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