No, private lending institutions (such as banks) also give out student loans.
No..there are also private student loans.
Federal student loans do not currently have cosigners. Parents who take out federal PLUS loans for their kids often think they are a cosigner, when they are actually the sole borrower. All federal student loans are discharged if the student dies.
I assume you mean = "How do I locate all my federal student loans and name of lenders" = try nslds.ed.gov
Student loans can be consolidated after graduation or dropping out of school by filing with the government to consolidate all federal student loans. Remember that non-federal loans cannot be consolidated.
yes they are
If the student loan is a federal loan and not a private loan then the answer is no. Federal student loans can not be included in bankruptcy, you will always be responsible for repayment of FEDERAL student loans.
no. you will have to consolidate separately. with a federal lender then a private lender.
Federal student loans are usually easier to pay off then loans from a bank or other source due to their low interest rate. However, they may hurt students more than help them because federal student loans, like all student loans, take a long time to pay off.
Federal loans can be found on the federal application for student aid website. Almost all the loans are listed there as well as basic information. Very useful.
In the U.S., student loans can be Federal or Private.Stafford, PLUS, and Perkins loans are Federal. Most others are private.
Sometimes private student loans can be consolidated depending on certain factors including the rules of your lender, whether you are in deferrment or default and your credit score. You cannot however, consolidate federal student loans and private student loans together.
Yes, people of all ages can use the federal and private student loans.