Some companies may charge you for early cancellation, it's best to just stop making the payments and secure coverage for when it runs out.
Yes. You can cancel at any time
You can find auto insurance for the state of California online at websites such as GEICO, Progressive, and Esurance. Typically any company that owns a brick and mortar store also has an online equivalent.
Driving without insurance is against the law (a civil offense) in 49 of the 50 states of the U.S. including in California, but it is not a criminal offense in any state.
If this is a vehicle you own and can not pay for it any longer and decide to give it back, yes, you should cancel the insurance you have on it AFTER it is out of your possession.
No, there are no government-run insurance companies for auto insurance. Any auto insurance that you get will have to be through a private company.
auto insurance is generally specific to a vehicle. You can retain your policy and any benefits which you can transfer to another vehicle and cancel the old policy or retain the policy until your old vehicle is sold. As always check with your insurance company after all they do want to retain you as a customer.
ZERO. You are required BY LAW to have insurance at ALL times in the state of California. There are absolutely NO grace periods for insurance lapses or expirations of any kind. This is why all insurance policies expire on an EXACT date and time.
Usually you can cancel the Gap insurance anytime you want. You should be refunded money too depending on when you purchased it. Gap Insurance has nothing to do with Auto Insurance. Gap Insurance is just something that you purchase "usually from the dealer" to protect you if your upside down in your loan. Say you owe $5,000 on your vehicle, but it's only worth $3,000. If you have an accident and it's totaled out. Your insurance company is going to give you only what it's worth. So you would get $3,000 from your insurance company. The Gap insurance would cover the "GAP" between what is owed and what you got from the insurance company. Because your still going to owe the bank another $2,000 for a vehicle that is totaled out. Gap insurance can sometimes be difficult to cancel, and they sometimes they will give you a hard time about it.. But just read the paperwork that you got when you purchased your vehicle, usually it tells you on there how to cancel and if there are any fees involved. Just keep in mind that Gap Insurance is not Auto Insurance, so you would need to have Auto Insurance regardless if you have the Gap Insurance. Good Luck!
You can compare auto insurance rate at dmv.com
Any auto insurance company can provide direct quotes on their website.
Auto insurance is for cars not for people. You can buy insurance on yourself so contact any insurance agent.
Yes, you could get direct auto insurance from any licensed insurance agent. You might want to call various insurance agents to get the best rate, however.