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If you knew they were using it yes. You are also in breach of your credit card agreement and may also be party to a criminal fraud.

If you did not know they were using it, then if you can convince the Bank of this you are not liable; you are a victim of a crime.

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Q: Are you liable for the bill when someone has used your credit card?
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Related questions

Is unauthorised person liable to pay credit card bill if he has used someone else credit card with his consent?

Yes, unless the credit card holder told the person that it was a gift.


Are you liable for your husbands credit card?

Yes, you are liable for your husbands credit card.


Is an additional credit card holder liable for the whole debt on the credit card account?

ia an additional credit card holder liable for the whole debt of the credit card account


Can you be liable for someone else's credit card debt if you made their minimum payment every month out of your checking and you weren't a joint card holder?

No. Someone who pays the debt or an authorized user are not liable for the debt. Only someone named as a joint account holder can be held liable.


What happens if someone stops paying their credit card bill?

If someone stops paying their credit card bill, the account will go into collections. Additional fees and interests will be added to the account. Based on the amount owed on the credit card bill, the lender may file suit.


How do you report a lost card?

Assuming you mean a credit card - there should be an 'emergency' number somewhere on your statement. The sooner you report it - the less liable you will be if someone uses the card fraudulently.


If you are a authorized user on a credit card and the primary holder is not paying the bill can the authorized user be held responsible?

No. Authorized Users are NOT liable for the debt, only the PRIMARY on the account is liable.


If someone steals your credit card how much are you responsible for if they use it?

you are only liable for a minimum of $50 if you report it in a minimum of 60 days


Can you designate an authorized user on your credit card to improve her credit rating but make sure she makes no charges?

It depends who your card is with. Some card companies let you add someone and any charges they make will be added on to your balance. Some companies let you have a card with an entirely separate credit limit for your authorised user (but you'd still be liable for the bill). You could do it but cut up the card when it arrives but usually to add an authorised user, they would also need to pass a credit check.


Where can someone start paying off credit card debt using a check?

Your credit card company will send you a bill and these bills will include a pre-addressed envelope. Mail the check in that and it will be applied to your bill.


Am I liable for my husband's credit card debt incurred before we met?

NO


Can my spouse be liable for my credit card dept?

Nope.... your debts are YOUR responsibility.