If you can't pay - contact the card company now ! Explain you're having difficulties meeting the payments and ask them to calculate a lower payment rate over a longer time period. Do not let it get to the legal stage, as they'll add legal fees to your existing debt ! Most companies will gladly negotiate a lower payment over a longer time, than instigate legal proceedings.
the credit card company sends people to get their money i would want to pay them.
When you over pay a credit card, you have then a "credit balance." This means, in essense, the credit card company owes you money. You can either have them send you a check to pay off the difference, or the credit balance will be eliminated when/if you use your card again.
The overpayment will sit on your credit card account until youeither use your card to pay for items and use up the overpayment or you claim it back from the credit card company.
This could damage your credit score. It will be harder for you to get credit cards or loans in the future.
It goes on the credit reports as a delinquencyAnswer:If you don't pay your credit card debt then to your creditor may take you to civil court and can get a judgment to hold your property. There are other penalty as well if you dont pay your credit card debt.
the credit card company sends people to get their money i would want to pay them.
When you over pay a credit card, you have then a "credit balance." This means, in essense, the credit card company owes you money. You can either have them send you a check to pay off the difference, or the credit balance will be eliminated when/if you use your card again.
if i dont have a credit card ,how can i apply for a grant without one to pay the $2.95 shipping fee
no
They say that I am in contract to pay for everything. They have my credit card and that's it. What can happen if the credit card on file is invalid?
The overpayment will sit on your credit card account until youeither use your card to pay for items and use up the overpayment or you claim it back from the credit card company.
yes
This could damage your credit score. It will be harder for you to get credit cards or loans in the future.
It goes on the credit reports as a delinquencyAnswer:If you don't pay your credit card debt then to your creditor may take you to civil court and can get a judgment to hold your property. There are other penalty as well if you dont pay your credit card debt.
you are still liable to pay what you owe
You'll be in prison.
Charged out means you cant charge any more on your card, & the furer implications it will have is it will slowly make your credit bad credit till you pay your credit card off where their is no more out standing balanc.