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Actually you can be terminated BEFORE your disability expires. Family leave laws work independently of disability insurance coverage.

FMLA and several state laws provide for unpaid job protected leave. FMLA provides 12 weeks of leave. The law applies to employers with more than 50 employees. Other qualifying criteria apply.

Short term disability replaces a portion of your income during the time you are unable to work. Benefits can last from 3 months to 24 months. Your employer is not bound by the length of the short term disability benefit period.

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Q: Can I be terminated when short-term disability expires?
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