Yes, they can.
I do know of a law firm that helps delay trials and settle out of court, let me know if you want to know about them.
You should get a hold of a debt consolidator who will then go to bat for you with your credit card companies. They will work out a settlement that can be agreed upon by both the credit card company and yourself.
Settlement usually occurs when the account is past due and has been closed. You can either try to settle with the credit card company, or the debt collector that the credit company sold the account to.
It is recommended that you pay an old debt through the original creditor. Credit settlement companies are out to make a profit and they will negotiate terms that are not true. Also, it is possible that you can pay the settlement company but still owe the original creditor. It has happened to me. The negative information reported by the credit card settlement company will affect your score negatively.
Whatcanidoifacreditorwontexcept my settlementandsuesme
This depends on the company that one has their credit card with. The company that one has a credit card through usually has a program that will track where one is spending the most money.
It is possible to get an out-of-court settlement for a credit card. Credit card companies and collection agencies offer a variety of payment and settlement options for the debtor.
You need to get in contact with your credit card company and make an agreement on how you are going to pay back your debts. The cost to doing a credits card debt settlement is that you end up with a very bad credit score.
Most credit card agencies offer at least one card within their credit card selection that provides rewards points. Capital One, Visa, Mastercard, Wells Fargo most bank-backed credit cards offer a rewards program. Check with your credit card company to see if they offer a program or if you are thinking of applying for a card, check with the company.
If one has credit card debt, one can contact the credit card company and inquire about debt settlement services, Otherwise, one can go to the government website consumerfinance.
For one to get a credit card settlement, you would need to be far enough late in your payments for your credit card to consider settlement. If you are late, you would call and make an offer.
A credit counselor may be able to help you get a debt settlement on your credit card. It will depend on if the counselor only gives you ways to get out of debt or if they are a settlement counselor.
"Credit card affiliates are when you sign up to a program to become commissioned by said credit card, to earn cash and other rewards for working for them to promote the company. Individual results may vary between company's affiliates."