You can work with your association board and negotiate removal of the lien. Depending on when the lien was filed, you may be responsible for the expense related to its filing. The situation may also depend on the agreement you had with the board over paying partial payments.
It is unreasonable that the board would agree to accept partial payments, then -- assuming you're making the payments -- file a lien against your title. One must also assume that your agreement with the board is in writing.
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When you purchase property in an HOA, the assessment payment amount and due date are both part of your closing document package. The HOA may not automatically send invoices for assessment payments. Because there is no standard, your board treasurer can answer your specific question.
Yes. The claim payment was compensation for a covered loss that occurred while you were still the owner. So there is no problem with you cashing the check.
A partial payment.
To file a lien for delinquent homeowners association dues in Alabama, you should follow these steps: 1) Verify that the association's bylaws allow for liens to be filed. 2) Send a demand letter to the delinquent homeowner, stating the amount owed and a deadline for payment. 3) If payment is not received, file a lien statement with the probate office in the county where the property is located and provide a copy to the delinquent homeowner. 4) The lien will then attach to the homeowner's property, giving the association a legal claim against it. It's recommended to consult with an attorney familiar with Alabama HOA law for guidance specific to your situation.
A partial payment will stop an eviction but the landlord must be willing to accept it. If they will not accept a partial payment, the eviction will proceed forward.
if the house has a mortgage you have a mortgage payment, property taxes, homeowners insurance. then your utilities water/sewer, gas, electric, telephone and cable.
I am paying property taxes and homeowners insurance via an escrow account. I would like to know if I could save money by paying these costs directly myself. (I am retired and need to rely on savings plus Soc Security. )
No. Your home insurance will not cover property that was legally confiscated. Any attempt to file a claim on such confiscated property could be construed as Insurance Fraud, A felony offense.
The property is subject to the mortgage. In order to sell a portion free and clear of the mortgage you would need to obtain a partial release from the bank. The partial release must describe the portion you want to sell and must be recorded in the land records.
Yes. He does not have to accept a partial payment.Yes. He does not have to accept a partial payment.Yes. He does not have to accept a partial payment.Yes. He does not have to accept a partial payment.
Lenders want to pay your taxes and homeowners insurance on your behalf when they are due. This helps protect their investment. Your lender will collect 1/12 of your yearly property taxes and 1/12 of your yearly homeowners premium with each months payment. When you originally buy the home they will collect a couple of additional months reserves for each of these categories. When it comes time to pay your property taxes, the lender will have the full amount escrowed ( saved ) for you. They will then forward the tax payment on your behalf. The same is true with your homeowners insurance.