Disability has nothing to do with your life insurance. These are two different things.
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statue of limitations for filing suit against bad faith disability payments
Go to the SSA gov website and choose DISABILITY at the top in the middle of the page Social Security Disability Insurance Program Apply for disability benefits Apply Online for Disability Benefits
Short term disability will pay benefits for a defined period of time, provided you are unable to work due to medical reasons.Social Security Disability will cover you if you are permanently disabled. You can collect both. Your private coverage may offset the SSD benefit.
You can file a claim against your insurance company for an action caused by another person with no insurance if you are covered for such an occurance. An example would be if you had uninsured motorist coverage and were hit by someone without auto insurance. However if you want to file a 'claim' against the person directly who has no insurance there is no one to file the claim against. The only alternative here is to sue the person in court.
You have to file for disability at the Social Security Disability website.
yes you do have to file state disability in order to get short term disability.
You should not need an attorney to file for lon-term disability. Your insurance company and your doctor should be able to coordinate and verify that you qualify for this benefit. Your company might also have an HR representative who can help.
Disability Income is taxable if your employer paid the premiums for the Disability Insurance or if you paid it through a pretax plan. The best way to know if you have to file the income is if you receive a Tax form such as a 1099 or a W-2 form showing the amount then you will have to file this as income. Disability income is not earned income for the purposed of Earned Income Credit and such.
you can either find a disability attorney to assist you or call and file an appeal claim directly with the short term disability. Is this for Workmen's comp or a federal disability like SSDI or with a insurance company like Aflac?
Yes, you can file a suit again your own insurance company. If you do file suit against them, they may drop you.
this website can tell you and give you everything you need to file a dissability claim www.edd.ca.gov/disability/di_how_to_file_a_claim.htm there are many other great websites which you can print diisability insurance forms from