0
Can an employer who pays 100 of an employees insurance change or drop his spouse if they are separated?
Wiki User
∙ 16y ago
While there might be a state law somewhere that allows it, I would be surprised. A separation does not remove the duty of each spouse to support the other. If the employee has the insurance befre the separation, he will have to keep it until a divorce, remarriage after divorce, she obtains her own insurance or a court orders otherwise.
Wiki User
∙ 16y ago
Add your answer:
Earn +20 pts
Can a company stop employees insurance policy?
Depending on the state and size of employer, there are situations when employers can change or stop the insurance benefits they offer to employees.
Can a husband cancel his wife's health insurance if not legally separated?
If not legally separated, you will probably have to wait until open enrollment through your employer to cancel her insurance. If you do get legally separated, you can cancel insurance as you have had "change in status." Usually insurance companies will process changes outside of open enrollment when you have a change in family status. An example of this would be getting married, having a baby, or getting divorced/legally separated.
Does there have to be a certain amount of employees to have disability insurance?
In the US, California, Hawaii, New Jersey, New York, and Rhode Island impose mandatory state disability insurance programs for employees. The purpose of the programs is to provide some protection against wage loss caused by short-term non-work-related disabilities. The insurance premium is submitted to the insurer by the employer but paid either jointly by the employer and the employee, or entirely by the employer, depending on the employer's good will. There are some limits to what the employee may be required to contribute by the employer. This insurance is in addition to two well-known government disability programs: Worker's Compensation and Social Security. Employees' contributions are federal tax-deductible. Simple answer: No. Group Disability Insurance is not like Group Health Insurance -- and all the ERISA regulations that control how this employee benefit works. With Group Disability Insurance, an employer can "carve out" a select group of employees -- meaning the employer can create a "plan for just one employee (himself!)". An employer can also offer a contributory insurance plan, in which case the employee will contribute a certain percentage of premium. Or the employer can choose to offer a voluntary plan, where the employees enroll on their own accord and pay full premium.
If you drop your insurance at work can your wife still keep it?
If you are referring to group term life insurance the answer is no. The policy is a group policy and the policyholder is the company and the employee only and a spouse has no right to the policy. Sometimes there are individual life insurance policies sold to employees on a payroll deduction basis and they are group billed to the employer. These policies are able to be taken by the employee if they change employer and they can just change the payment type so that they pay the policies themselves.
How do you write letter to employer about change of bank account and deposit salary?
letter advising employees of company bank change
When does an employer need to notify employees of health insurance deduction increases?
He needs to notify you 60 days in advance, per ERISA. He has the option of notifying you via quarterly newsletter, so long as the newsletter announcing the rate change is sent before the change happens.
Can the IRS legally force an employer to change an employees withholding status?
http://evans-legal.com/dan/tpfaq.html
Can employer cancel health insurance upon termination?
Technically employer should inform the insurance company when they terminate any regular employee. Then insurance company will give 31 days window after termination date. That way, the emplyee could able to change their insurance either to new company benefits program or convert to individual health insurance. The employer can't terminate your group health insurance.
Change of insurance due to jobs. When will my existing insurance expire.. end of the month... the next month?
Check with the Personnel Office of your previous employer.
Does your employer have to offer health insurance?
Historically, employers did not have to offer health insurance. When affordable for the employer, however, it was a way to attract valuable employees, even when the employer paid only a share of the monthly premium. With the coming of "healthcare reform", if upheld, much may change. This includes the requirements that certain size employers will be required to offer, and/or pay for health insurance for certain classes of employees (probably full-time, at least at first). One of the things that both employer and employee must be careful of is that policies be issued by licensed insurers. Insurers are authorized (licensed) by the states in which they conduct business and one of the primary duties of state insurance departments is to ensure solvency, This involves ensuring that an insurer has enough money on hand to make sure that claims can be paid as they arise. The net of this is that cheaper is usually not better.
What is a Fully Insured?
In a traditional fully insured health plan, the company that you work for pays a premium. The premium rates are fixed annually and you pay a monthly premium rate depending on how many employees are enrolled in the plan. The monthly premium will only change during the year if the number of employees change. The insurance company collects the premiums from your employer and pays the claims based on the benefits in the policy that was purchased.
Is congress exempt from ObamaCare?
It's not that they are exempt-- they already have a health insurance plan, as do presidents, supreme court judges, and other government employees. They are covered by the "Federal Employees Health Benefits Program." What you are asking about is similar to this situation: if your employer already covers you at work, you won't need to change that under the new health law. Federal employees are already covered, so they don't need any new plan.
