in order for a cancellation to be valid a written notice should be handed to the insurer by the policy holder, so ask them for a written proof of cancellation with your grandma's signature on it. if you have access to her bank statements check when the last premium was paid that's if premiums were deducted from her banking account. if they fail to provide solid proof that your grandma cancelled her policy, you can ask the insurance ombudsman to investigate. good luck
Not unless the deceased calls the company to cancel. The insurance company cannot cancel the policy unless it is requested in writing by the insured or executor or if it cancels for non-payment.
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Depends on when it was cancelled. Before or after the accident? When did you get the cancellation notice? If you were cancelled before, then obviously you were uninsured. If the accident was your fault, then any costs are yours alone and not the insurance company's.
You call customer service of the insurance company and ask. But if the policy is cancelled, it is very likely there is no value to it.
Cancellation Termination of an insurance contract before its expiration date, by either the insurance company or the policyholder. Lapsed Insurance Policy When a policyholder fails to pay the due premiums, his or her insurance will get cancelled. These are referred to as a lapsed insurance policies.
If you did not notify the insurance company that the person was deceased and the executor of the estate did not cancel the policy, then the premiums would still be deducted and the coverage is probably still good until cancelled.
Generally, a claim can be cancelled. If you do not want the insurance to pay a claim, the company will be glad not to pay it.
A valid current (ie receipted) insurance document. (Assuming that the company has not cancelled the insurance contract for some breach on your part).
What happens is that you get a new insurance policy, possibly with another insurer. Any unearned premium will be returned to you by your insurer.
If you don't know the name of the insurance company then you can go to the website of FindLostLifeInsurancePolicy and do a search.
In case of death of the policy holder, with beneficiary already deceased and there is no will, the Insurance Company will pay only to the Legal Heir of the Policy Holder. The death claim will be kept in abeyance till the legal heir proves his legal identity to the satisfaction of the Insurance Company.