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A question I have is file criminal charges against who? If you mean agains the repossessor. As long as the person who did the repossessing was a legal repossession firm, no criminal charges can ever be filed against them. As far as the person who had the item repossessed from them, as long as there was no criminal law broken such as finance fraud, no. When something gets repossessed your car, boat, or whatever is simply taken from you and given to the financing institution. Unless you did something to the repossessor like assualting them or something. In short, no one gets arrested for getting an item repossessed from them. It just makes your credit rating stink for a few years. Yes an arrest can be made after repo is completed if a criminal act has occured.Contact the police they will be able to tell whether what occurred is covered under crimminal or civil laws if it is criminal they will take action if it is civil you will have to pursue it in court.

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Q: Can criminal charges be filed after a repossession has been completed?
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