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Can someone under 25 drive someone else's car?

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Anybody who fits the legal requirements to drive in that jurisdiction, and has permission from the vehicle's owner, can drive the vehicle.
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Can you insure a car that is financed under someone else's name?

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Who is liable if you have insurance but you are driving someone else's car who is insured and there is an accident?

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Can you insure someone else's car?

One may generally insure the property of another if you have an  insurable interest in it. This means that you have a financial  interest in the property that may be harmed