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Can you be added to your parent's car insurance?

Updated: 8/16/2019
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16y ago

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Yes, it is possible to be added to your parent's car insurance, but there may be an extra premium to be payed.

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16y ago
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Q: Can you be added to your parent's car insurance?
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Related questions

Where can a teen get car insurance?

It is very difficult and expensive for a teenager to get car insurance. The easiest way to get it is to be put on your parents' insurance and pay them the added insurance cost out of your wages.


Do you need to be added your parents auto insurance if you get your license but will not be driving alone you will be using your permit with your parents in the car?

Yes, because you will still be behind the wheel, it doesn't matter who else is in the car.


If a young adult gets a ticket before being added to their parent's insurance will the parents insurance rate go up when the child is added?

If you normally drive a car belonging to your parents then you should be added to their insurance policy. Many policies now contain language that may allow the insurance company to deny coverage if a driver is not listed in order to obtain lower rates. I usually recommend that they title the car in your name once you reach eighteen and that you have your own insurance. This prevents the attorneys from suing them if there is an accident. If you are added to their policy it is unlikely that they will tell your parents about the ticket. The rate will just be slightly higher.


If a person is driving their parents car under their parents' insurance and lets a friend borrow the car if the friend gets a ticket will the ticket affect the parents' or friend's insurance?

I believe the Parents insurance go up!


How do you put a car on the road I want to buy a car with cash from a private owner and I'd like to know how to go about putting it on my parents insurance and getting it registered.?

In most states, the title will have to signed over to you by the previous owner. Your parents will have to go to their insurance company and have you added to their policy as well as adding the car on.


Do you have to live with your parents to be on their car insurance?

No.


If i buy a car can i still be on my parents insurance?

Ask your insurance company. It is likely that you parents will need to be the owners.


Do you have to have a vehicle in your name to get car insurance?

you have to have a car for getting a car insurance No, you can be driving your parents car & be on their policy, therefore you are still insured


Can someone be added to a car insurance policy that is not a family member?

Yes, If someone will be driving the car, it is recommended to add inform your insurance company and have them added to the policy.


Do you need to pay for car insurance if you are just using your parents car or does theirs cover you?

You would have to be added to your parents policy as a driver, and you will be subject to premium increases if you are a younger driver because insurance trends show younger drivers to be a higher risk than others. Sean IL Licensed Ins Producer


If you finance a car in your name or with one of your parents as a cosigner will your parents insurance cover it?

no


If you have a permit do all insurance companies require you to be added to your parents policy?

NO!