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In theory, yes. For example, health insurance might be offered to each of husband and wife through their employers. If, for some reason, both accept the insurance, they are each, again in theory, covered by two policies of health insurance.

That said, heath insurance policies routinely contain "coordination of benefits" provisions which anticipate situations like this. Those provisions allocate responsibility for the covered expense between the insurers. In no event can either the insured or the health care provider collect twice, because the purpose of the insurance is to assume the responsibility for paying the expense, rather than to allow either party to profit from it.

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Q: Can you be covered by two health insurances?
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