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Can you include probation fees in bankruptcy?
Answer If by "property limit" it is meant what personal and real property can be exempted from bankruptcy, that is determined by the type of bankruptcy you …must file, federal or state. To discover what the type and amount of property one is allowed to exempt you can search federal bankruptcy exemptions or (name of state) bankruptcy exemptions; in a few states the person can choose to use either set of exemptions or a combination thereof.
BK is a Federal process, and while many FEDERAL district courts use definitions and rules that help facilitate things for the customs and laws of the areas they generally serv…e, most of the BK process is the same everywhere. These debts can be a bit touchy...the problem is, a debt incurred within a few months of, or anticipation of BK can't be included for discharge (Federal rules)...and the way pay day loans are generally made, they actually are re-written every few weeks, so they are always new! On the other hand, many courts look past that (especially as the lender may already have collected a large amount of the loan and these loans are considered almost predatory in nature), and will allow them. It just sort of depends. On you, your case and the court your in front of. Certainly, like most things, they should be more acceptable as part of a C 13 than a C7. Obviously, once filing a C13 you are prohibited from making any new ones of these (or any new debt)...and that would likely incur the rath of the court and maybe have your case dismissed.
Yes in a chapter 13 but you should definitely consult your lawyer to make sure all kinds are ok. And note filing them in a bankruptcy,unfortunately, doesn't always get rid of …them.
Alimony and child support is considered to be non-dischargeable.
They can violate you and lock you up. You agreed to the terms of your probation when you signed the form, so you're responsible for completing them.
Answer The wording of your question needs some work. I am curious which fees you are referring to. Generally in a home purchase, a seller is allowed …to pay between 3%and 6% in "seller concessions". These concessions are basically a total of the sales price that they are allowed to contribute to the fees the buyer accrues to buy the house. These fees may include appraisal fees, title company fees, lender fees, discount points, and any other fee associated with the transaction such as home warranties, pest inspections, surveys, etc. Each lender has their own list of what they consider to be "allowable fees" payable by the seller. Some allow only 3% while others allow up to 6%. Some lenders allow only "non-recurring fees" to be paid which means that prepaid interest, hazard insurance, and Mortgage insurance premiums cannot be paid by the seller. Others allow any and all fees to be paid. It is important to ask what allowances the lender allows for seller concessions. This is especially important when you are obtaining 100% financing and you expect the closing fees to be paid by the seller. You may get to closing and find that the seller is not allowed to pay your hazard insurance and end up having to write a check for 1 yrs worth of insurance premiums at the closing table when you expected to pay nothing.
Yes. Any lien will still be valid, and if you don't pay it, you'll lose the home.
They are paid by the estate. Unless the lawyer has been retained by a beneficiary, in which case they are responsible.
doctor bills,electric.phone,cable,cell phone,water,gas,oil,credit cards,loans,car that are repo the money left on them, personal people you owe money to , IRS only stops the i…ntrest you can't put student loans on.
Not just can, has to be. You don't have real choices on what is in your bankruptcy. It must include all of your assets and all of your debts...some may be classified a…s exempt and not available for use or discharge, but all must be listed. You do not pick and chose what you want to payoff with what you want to pay with. Wanna' guess why?
Lets start with - a thing doesn't file BK...a this or a that...YOU file bankruptcy. It involves EVERYTHING you owe and everything you own. It is not limited to some aspect - l…ike medical debts or credit cards or the secured property debts of your life. Some certain things may be exempt (or treated specially) from being used to pay a debt, and some debts may not be able to be cleared (like child support, student loans). A secured debt, that is one that has a right to a certain asset, has first call on the funds from the sale of that asset....and if that isn't enough, any additional amounts can be claimed as unsecured debts owed, and provided by other assets. But the important thing to start is you do not pick and choose what you want to include...because just like your question...you would include the loan (and every debt)...but not the property, or assets! Under Chapter 13 Bankruptcy, if you qualify, you will pay back the debts under a payment plan and keep the assets, while protected by the court from seizure actions.
Yes, it is a debt.
You can dispute bankruptcies and items included in bankruptcies the same as any other negative item on your credit report. You must submit a dispute letter to the credit burea…us stating why the item(s) are being disputed. The credit bureaus have 30 days to verify the items or it must be removed from your credit report.
Depends on the association. You pay assessments monthly, and they are an automatic part of condominium ownership, usually. You can ask your treasurer for a copy of the annua…l budget, so that you understand exactly how your assessments are being spent. Usually garbage and scavenger service, landscaping service and snow removal from streets and common courts (usually not driveways and sidewalks), and common property insurance which is usually liability insurance if someone gets hurt on a common area like your sidewalk or in a courtyard, and the structure of the buildings from the outside walls inward to your line of ownership -- see your governing documents for a description of the line -- roofs and sewers, plumbing, wiring and so forth. Overall maintenance, preservation and protection of the commonly owned real estate assets, including regular payments into your reserves, which are savings accounts that accumulate monies over time to replace significant physical elements, such as windows, roofs, sprinkler systems and so forth. Check the governing documents of the association for all the details you want.
We were granted a chapter 13 over a year ago in which we surrendered out house. The lender, GMAC, has not sold the home, but keeps putting if on the market and taking it off. …No one has lived there for the last two years, yet our HOA still expects us to pay for the road maintenance fees - even though we no longer even drive there or live there. Is this right? What can we do? Sorry, but when I tried to enter this in as a question, it kept cutting me off after just the first two sentences.
Your bankruptcy attorney can help you add assessments due and owing up to the date of your filing. Assessments incurred post filing are due and owing.
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