Most HO policies have a small med pay coverage and than and shortfall would be covered on the liabiliy portion which should be at least $500K. Call your agent.
If you have off premise coverage on your policy and the stolen items were scheduled on your homeowners insurance policy then Yes, you should be covered for those items. Contact your insurance agent for clarification of your insurance coverage.
No, Homeowners Insurance does not provide the coverage of a life insurance policy.
Yes, of course. The current owners on the policy have to pay for the insurance policy, This is why this policy states that it is a homeowners policy.
Yes. That is covered on a homeowners policy.
A homeowners insurance policy will cover the interests of the named insured on the policy. It does not matter if the insured is a student or not.
Homeowners insurance does not generally cover the murder of a person listed on the policy. For that, you need life insurance.
Separate
depending on you insurance company... I know my snowmobiles are covered on my homeowners
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
No. Your Car is covered by your Auto Insurance Policy. It is never covered by a homeowners policy no matter whose property it is on.
The basic structure of a homeowners policy looks like this:
Your Homeowners insurance policy will pay for damages that result from the covered perils specified on your insurance policy subject to the policy limits and any deductibles listed therein.