Can you receive short term or long term disability for pregnancy if you doctor puts you on light duty but your employer cannot accommodate this light duty or any other job at the company?

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Most likely, yes. File a claim and have your doctor complete the Attending Physician's statement as well as your specific limitations and restrictions. Then have your employer provide you something in writing, stating that they cannot accommodate your limitations and restrictions. Provide this documentation to the insurance company along with whatever other paper work they require. Check your policy for key definitions:
  • Own occupation policies will pay a benefit if you are unable to perform the material and substantial duties of your job.
  • Any occupation will pay a benefit only if you cannot perform any work.
  • Total disability
  • Partial disability
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Can you get short term disability insurance if you are pregnant and have coverage through your fiance's company and did not elect short term disability at open enrollment with your employer?

Answer . Its sort of like wanting to buy Life Insurance after you die isn't it? I am sure you can get SDI but not to pay you when you take maternity leave.. There are three parts to this question and answer: 1 - You can obtain short term disability coverage if you are already pregnant. It wil (MORE)

If you became pregnant while covered by a short-term disability policy which covers pregnancy but then you switched employers are you still covered by the former policy?

Answer . Good question.. Were you on disability when you switched employers?. Is your question if the time on the 1st policy counts towards the pre-x period on the second policy like it does for health insurance?. Did the prior employer give you a certificate of credible coverage for it?. Wha (MORE)

If you are 6 weeks pregnant and it is too late to sign up for voluntary short-term disability offered by your employer are there any companies that will provide a short term disability policy?

Certainly there are but your present condition would be exluded. . You can still apply even if you are already pregnant. Your pregnancy and maternity leave will not be covered, but you will have income replacement in case of accidents and illnesses. Keep the policy, and future pregnancies and mater (MORE)

If you are receiving short-term disability income benefits and you decide to quit your job will you have to reimburse your employer for the percentage of your income you received during your leave?

NOT ONLY BAD QUESTION but ILLOGICAL - first you collect INSURANCE Benefits - not PAY (this money comes from insurance policy that you and/or employer pay into) - - You don't return any "insurance benefits" from anybody - unless they can prove your disability a fake. I'm guessing your short term disa (MORE)

Are there any companies that provide short term disability for maternity leave to individuals?

Not unless it is because of a disability. If you are currently pregnant, it is currently not a time to buy.. You can buy individual short term disability preconception, and expect a maternity leave benefit. Programs sold via work place marketing provide this coverage. It's easy to get your employer (MORE)

Can you receive short term disability for plastic surgery?

Yes, as long as your doctor certifies it is medically necessary. Such as breast reduction for back pain, skin removal after massive weight loss, etc. Simply getting breast implants or a face lift for cosmetic reasons are not covered.

How long is short term disability?

Short term disability policies offer a variety of benefit periods (how long the benefit lasts): 3, 6,12, and 24 month benefit period options are very common. Check your policy for the benefit period.

If you are on short term disability in Indiana from your current employer can you accept another position from a different company I am on a medical leave approved by my doctor and can return soon.?

This is for Canada, but I'm pretty sure the same would apply in the US. The short answer is no, because most employers will have an exclusivity clause in your contract that means you cannot work for another employer while you are with them, and you are still under contract while you are on disabilit (MORE)

What are the duties of employer in terms of health and safety?

The responsibility of the employer is to provide a safe and healthy workplace. It can be done through the following (but is not limited to): 1. Have a health and safety office. 2. Get them healthcare that requires APE or annual physical exam 3. Provide a healthy and safe workplace to avoid com (MORE)

Do most Michigan employers offer short term disability?

It's difficult to know the percentage of employers offering short term disability. There is no state mandated program as in other states. Short Term Disability is available to most employers as a voluntary employee benefit. Because you and your co-workers will pay the premium via payroll deductio (MORE)

What basis does a doctor sign for short term disability during pregnancy?

Your doctor may require bed rest for your pregnancy. Short Term Disability will usually pay a benefit provided there is a medical reason that you can't perform your job duties. Short Term Disability will also pay a benefit after you deliver your baby. The common benefit is six weeks for a vaginal (MORE)

Can you receive short term disability after giving birth?

You can receive short term disability benefits after giving birth, provided your coverage began before getting pregnant. Short term disability pays a benefit for normal delivery: 6 weeks for vaginal delivery, 8 weeks for c-section delivery.

You received short term disability from your work place for a car accident if you settle with the insurance company that is responsible do you have to pay back the short term disability check?

It depends on the STD contract, so whether or not they can do this can vary from contract to contract. The first step is to ask the STD insurance company to provide you with the exact wording in their policy which states that their liability is reduced due to auto insurance benefits and/or settle (MORE)

If receiving long term disability can the insurance co make you take another job?

Technically the insurance can and often will make you take another job if your Disability contract has an "Any-Occupation" Definition of total disability. This definition says that benefits will only be paid if you are unable to do any occupation for which you can be expected to perform based on yo (MORE)

What can you do if employee requests light duty after a period of illness and you cannot accommodate them?

Understand that you may not have any option but to accommodate them if it is "reasonable" for your business to do so. What is "reasonable" for your business is something that is determined by a court if necessary, but if it is a relatively minor expense and one that does not markedly alter or jeopar (MORE)

Can you lose your job on short term disability?

This is actually quite common. The FMLA provides 12 weeks of job protected leave, but applies only to employers with more than 50 employees. If your disability lasts beyond 12 weeks, or you work for a small employer you may legally lose your job. Several states have laws which fill in some of the ho (MORE)

Can you receive long term disability for cancer?

The simple answer is Yes. A person can certainly qualify to receive Long Term Disability benefits because of having cancer. However, it is not the fact that he/she has cancer that qualifies him/her for benefits. In order to qualify for Long Term Disability benefits, a person must satisfy the requ (MORE)

As an employer what is required to be reported to OSHA if the injury is very minor and short term light duty is used or how can the claim be disputed to protect the company safety record?

Couple of different matters here- OSHA recordable , and OSHA reportable . An employer is required to report to OSHA any FATAL accident, or any accident that causes the hospitalization of 3 or more employees. Other injuries may be RECORDABLE, but are not reportable. If the worker has a medical rest (MORE)

If you were on light duty status and your contract was not renewed and you received your final paycheck can you deposit it in your bank account and still take your employer to court?

If a check has additional writing on it, in the memo section or otherwise...cashing that check is your acceptance of the terms. If the check says something to the effect, for example, that this is your final check ever, than do not cash it, unless you are ok with it being your last check ever, from (MORE)

Short term disability to cover pregnancy?

Many short term disability policies will cover your pregnancy leave for complications, and your maternity leave for normal delivery. Your coverage needs to begin before getting pregnant. Policies sold through groups are the only ones that cover pregnancy. Ask your employer to provide you the option (MORE)

Can you receive short term disability if already diagnosed with cancer?

A cancer diagnosis makes it difficult but not impossible to get short term disability coverage. If you have been cancer free for 5 years you may qualify. Also, if your employer offers a short term disability option for the first time the offer may come with a guaranteed issue option based upon parti (MORE)

Can you work another job while receiving short term disability?

Your not supposed to do that but how are they gonna find out? I mean Short Term Disability is about 66 2/3 percent of your salary and the burden of proof is on them. The only way an insurance company can find out is if someone reports you and/or something you do becomes public record otherwise, ther (MORE)

Can you get short term disability while on bed rest for a pregnancy?

This depends on what State you're in. For example, in California, there is a law called Paid Family Leave (PFL) where unlike the Family and Medical Leave Act which provides unpaid but job protected leaves, the PFL provides compensated leaves. Some states also allow you to take short term disability (MORE)

Can an employer fire you if you were on short term disability and under the doctors care and returned to work after doctor released you on the date indicated on the release?

Most employment in the US operates under an "at will" principle, meaning that an employer can fire you pretty much any time they want to, as long as they are prepared to prove the firing was not discriminatory in nature. So, bottom line: Can they fire you? Yes, they can. Can you sue them for wrongf (MORE)

Are teacher jobs long term employment?

Yes, teacher jobs can be very long term employment, though some school districts are working to make it easier to fire bad teachers. Many teachers stay in their jobs for their whole life until retirement.

When an employee returns back from short term disability can an employer put that employee in a different position with a lower pay rate?

Believe this will come down to state by state but in my state no but after more then 180 consecutive days yes after 365 consecutive days they can terminate your employment. Best to call state unemployment office or seek advice from a lawyer. They can tell you if it's a state or federal issue and eas (MORE)

Can you receive short term disability from your employer and benefits from car insurance for lost wages at same time?

It depends on the state you live in, the Short Term Disability contract, and other factors. Most employer-sponsored group disability policies will reduce (or "offset") the disability benefit due when STATE-MANDATED "no-fault" wage loss benefits are payable under an automobile insurance policy. On (MORE)

What if your employer does not have short term disability plAN?

You do have the option to get an individual plan for Short Term Disability Insurance! The advantage is that if you change jobs, you take the plan with you. Same goes for involuntary job loss, you're still covered if you lose your employment. Also, some employer plans do not cover off the job injurie (MORE)

Does an employer provide short term disability if they have LTD benefits?

They can but there is no requirement unless the employer has workers in states with mandates. Five states require coverage: California, Hawaii, New Jersey, New York, and Rhode Island. In the remaining states the choice is up to the employer. It makes sense to offer a short term option as most group (MORE)