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Yes, on a cell phone, home phone and even a face to face conversation. There are however rules to follow per State and these are those rules listed below:

There are 12 States in the U.S. That requires ALL parties involved in the conversation (All Party Consent) to be made aware that the conversation is being recorded. These States are:

California

Connecticut

Delaware

Florida

Illinois

Maryland

Massachusetts

Michigan

Montana

New Hampshire

Pennsylvania

Washington

The following 38 States require that at least ONE person (One Party Consent) involved in the conversation has given permission for the conversation to be recorded including the person doing the recording. That means simply that if you are a part of the phone conversation, then you are allowed by law to record it without telling anyone else on the call that you are doing it:

Alaska

Arkansas

Colorado

District of Columbia

Georgia

Hawaii

Idaho

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Minnesota

Mississippi

Missouri

Nebraska

Nevada

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Vermont

Virginia

West Virginia

Wisconsin

Wyoming

This falls under the United States Code: Title 18.2511. As long as you actually take part in the conversation and are doing so in a State that allows "One Party Consent", it is quite legal to record the conversation without another party in the conversation giving permission or even being told that they are being recorded.

Hope that fully answers your question.

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