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Can you request that a credit agency remove several items off your report after seven years or can you only request one at a time?
Wiki User
∙ 12y ago
I would think several items as the important point is the seven year limit on debt.
Wiki User
∙ 12y ago
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How do you remove a unpaid phone bill off credit report after nine years?
Write a letter to the credit agency. I will warn you that getting things changed on the credit report is hard. They often don't do it even after several attempts.
If you settle an old credit card debt with a collection agency paying the negotiated price in full will the collection agency remove the collection from your credit report?
No the collection will not be removed from the credit report. They will show it paid in full.
How do you remove repo from credit if it belonged to someone else?
If the lender has no legal claim against you, that is if you were not a guarantor on a loan (maker or comaker), then the listing on your credit report is in error. You must request its removal in writing to the lender who has listed it and to the credit reporting agency who has it listed. They will have thirty days to either substantiate the debt and its listing, or have it removed.
How do you remove a reposession from a credit report when the reposesion was the finance company's error?
File a consumer dispute with the credit reporting agency. You can do that online as each reporting agency has it's own website.
How do you remove a repossession on your credit report after bankruptcy is discharged?
You present proof that the repossession never occured. You can dispute it with the credit reporting agency.
Are you asking a collection agency to falsify your report if you ask them to remove a paid account from your credit report?
no.
How can you mend your credit after a paid collection?
Only the credit bureaus the collection agency can remove a collection from your credit report. The collection agency won't do it now since it is paid and they have no reason to. You can dispute it to the credit bureaus and ask for verification on the account. They will have 30 days to verify the items or it must be removed from your credit report.
How do you remove items from your report where the most recent activity on them is over 7 years old?
Call the credit reporting agency and ask them to remove it.
If several debts listed on a credit report are sold to a new collection agency and then paid in full can the debts from the old agency be disputed and removed from a credit report?
Yes and no. What the original credit agency should be reporting is that the debt was transferred to a new collector. Once you have proof that the debt was paid in full, you should be able to provide all creditors that are reporting negative info regarding that debt that this is the case and they should mark your records accordingly with a zero balance. It is really entirely up to them as to whether or not they totally remove the entry from your credit report.
Can a collection agency continue to report a collection account to the credit bureau after the account is sold to another collection agency?
No, once a collection agency relinquishes their claim to the account by selling it they must remove all negative trade lines related to that account from your credit reports. Hope this helps ST
How do I get Equifax to remove 7 year old dismissed Chapter 13 Bankruptcy?
You can write them or call and request that your bankruptcy be removed. They do not have to remove it, however. It is generally the amount of time that it falls off your credit or is not considered when being looked at for credit.
How do you get paid collection accounts removed from your credit report?
Removing Paid Accounts from a Credit ReportIf you haven't paid your collection account(s) yet, negotiate with the collection agency. State that you plan to pay in full, and that you want them to agree to remove the item from your credit report. If you've paid, and the item remains on your report, go to the credit bureau and dispute the item that has been paid. It's a good chance that the collection agency has purged your record and therefore will NOT verify a dispute investigation from the credit bureau. If the credit bureau doesn't receive verification from the collection agency in thirty days, they are obligated by law to delete the item from your credit report. Only the collection agency or the credit bureaus can remove collections off your credit report. You can either negotiate with the collectiona agency or dispute it to the credit bureaus.
