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If charges were dismissed, and therefore, there was no conviction, no. In fact, it would be unusual for the insurer even to know of the charges unless, for example, there was an auto collision related to the drug crime or use. In that event, the insurer would likely view the claim as any other, and make a determination, based upon its underwriting rules, whether this is a risk that this is a risk that it wants to retain.

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Q: Can your parents' insurance company cancel their auto and home policy due to you being charged with a drug crime and later the charges dismissed?
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