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Do long term care insurance companies pay benefits when the insured goes blind because of macular degeneration or do they deny the claim and say he can still do activities of daily living?
Wiki User
∙ 10y ago
Any illness that may lead to vision impairment necessitates the need for long-term care. Even people suffering from glaucoma which may lead to blindness may claim benefits for ltc, technically, once you are blind, you can no longer perform all of the activities of daily living on your own. Benefits trigger of long-term care insurance usually start as soon as you need assistance performing ADLs, then you can claim for benefits. It is always important to check the benefits trigger of your policy before making a claim
Wiki User
∙ 10y ago
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