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Do my children need to be listed on my car's insurance to drive my car?
Wiki User
∙ 16y ago
Depends mostly on two things... 1. do they reside in your home? Are they minors or full-time college students? And 2. How often do they operate your vehicle and do they have their own policy and vehicles? If they are grown-ups and occasionally drive your car while visiting, and have their own cars and insurance elsewhere, then they don't usually need to be added. They are just 'occasional operators" If they are minors and/or full time college students under the age of 25, and drive your car on a regular basis (ie. 2x per week or more..), then they really should be added. Once again, they'd be listed as "occasional driver"s, and their driving record etc... can effect your rate, but nominally. Hope that helps.
Wiki User
∙ 16y ago
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What cars can you drive with broad form insurance?
anything
Do you have to get car insurance as soon as you get your license or can you just drive your parent's cars without an insurance of your own?
You need insurance if you own a car. As long as you are living with your parents and driving a car titled to them (even if it is "your" car), you just need to make sure you are listed on their policy as primary driver of your car and an occasional driver of the other family cars. They might save a dollar by having you EXCLUDED from the family car, but then you would have no coverage if you were to drive it.
Can you drive a second car i just bot on your first cars insurance?
no
Who drives a car?
Only people with a license and car insurance are legal to drive a car, though many people without a license and/or insurance drive cars daily.
Does your home insurance cover damage to your car from falling tiles during a storm?
No, Homeowners insurance does not cover damages to your automobile. Your home insurance policy is property insurance for the specified structures and real property listed on the policy. Cars are not listed as covered property on your home insurance policy, that's what auto insurance is for.
In California do you have to have insurance to buy a car in cash from a dealership?
Yes, it is state law that cars have insurance so they won't let you drive off the lot without proof of insurance.
Can you drive your friends cars after getting license back after DWI suspension to avoid high rates of Insurance?
no.
Are there any kiddie cars that actually have motors but are safe for kids to drive along the sidewalk?
There are no children's cars with motors. That would be inherently dangerous to everyone, including the children.
What is the name of the insurance when you don't own a vehicle but have a valid drivers license and drive other people's cars?
liability insurance, see North Carolina
If you have insurance on your car can someone else drive it?
It depends on the policy in the USA. In most European countries only named drivers can drive a car regardless of insurance policy - rental cars are the exception for obvious reasons.
Why can cars drive?
Actually, cars don't drive. People drive cars.
If my daughter does not own a car and is not listed on my insurance policy can she drive friends cars and does their insurance cover any accident she may have?
Subject to any exclusions in their policy, with permission she would likely be considered an insured driver, but many many exclusion, and one is that she isn't a 'regular'' driver, without being rated on the policy of course.
