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You need to supply the insurance company with their name, date of birth, and social security number when they turn 15 years old. They will not be charged until they are licensed. You also need to notify the insurance company when they obtain a learners license and give them the license number. Again, the insurance company will not charge a rate for them as a driver until the obtain a regular drivers license.

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Q: Do you have to add your kids to your insurance if they don't drive or have a license?
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