The liability section of a Home insurance policy covers you anywhere any time as long as it is not malicious intent.
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
Auto insurance.
No. Homeowners Insurance does not cover Auto accidents. Auto Insurance covers automobiles. It does not matter if the auto accident was on public or private property.
Health insurance is the only thing that would cover falls of a homeowner in the home. Homeowners insurance is certainly not intended to cover this type of accident.
No it does not.
Will Homeowners Insurance cover an Auto Accident?No, Homeowners Insurance Policies do not provide coverage for Auto Accidents.____________________________________________________________________Other AnswersNo. If he wasn't insured on the car, then there is no way to claim any of his insurance on it. He will simply have to pay himself.
Having homeowners insurance can be incredibly important for you if there is an accident at your house. With it, you can insure valuable pieces, like a massive tv or expensive piece of art.
Yes, you are correct. Items in your vehicle that are damaged in an accident or fire or whatever are not covered by you auto insurance unless they are part of your vehicle. The alternative is that they are covered on your homeowners insurance. The downfall to this is that you will have a deductible on your homeowners insurance that you will have to meet first.
It's called "personal liability" coverage, and virtually all homeowners policies have it.
I am pretty sure you need insurance in every state except Wisconsin to get your license. In Wisconsin it is only illegal to have an accident without insurance (how silly is that!?). In ANY event, you should always have insurance to drive.
No. They are two totally different types of insurance.
Insurance records are kept by private companies, not by the governmnent. There is no time limit for the storage of this type of data.