No. A commercial liability policy specifically excludes liability arising out of the ownership, maintenance or use of a motor vehicle.
No, it's a separate coverage that you may purchase.
Premises and operations.
The trailers liability coverage is generally an extension of the vehicle, if you want the trailer to be covered for anything else, a separate policy would be needed.
For commercial insurance, the ISO GL form excludes liability from the use, ownership, etc. of aircraft. You would need to buy separate coverage from an insurer that sells aircraft insurance. Many insurers use this form as-is, or stick very close to it in their own forms.
Each car has separate coverage for itself depending on what coverage you elected to take out on the vehicle Liability Collision Comprehensive Coverage etc Full No Claims is not coverage for the vehicle It means you have full coverage and you have not had any claims filed for accidents
Liability and physical damage are the typical for Classic cars. It is essential that you have separate coverage as your regular policy does not cover your classic auto.
In order to provide themselves with additional (supplemental) coverage in case the employers insurance policy is insufficient. When the assistant wants an additional layer of coverage beyond the limits provided by the employers policy.
No public liability company its ok
How does a separate maintenance agreement affect Blue Cross-Blue Shield coverage in Michigan?
No, liability insurance only covers the other vehicle if you are at fault for an accident. Coverage for your own car if the other driver is uninsured would come from one of two places: -your collision coverage, this would be the case regardless of if you or the other driver is at fault -your uninsured motorist coverage. This would be the case if the other driver is at fault. This is usually a separate part of the policy, and may or may not be included automatically in your policy depending on the state. I would suggest you either check you policy coverage, talk with your insurance agent or talk with your insurance company.
Personal liability insurance is important standard homeowners and auto insurance policies do not cover claims against individuals that result from catastrophic situations or in legal decisions. Without this kind of insurance, every individual can encounter serious financial harm if they are ever found to be responsible for extreme injury or property loss. Most insurance agents have the ability to write policies for personal liability, so does he are interested in this type of coverage should ask the agent next as they review their policy. Before purchasing separate personal liability, the insured person should first make sure they have as much personal liability coverage through their automobile and homeowners insurance policies.
If these are tools you use at work and not exclusively around the house then you will have no coverage for these items. If you are self employed, you should have a separate commercial policy that will cover these tools whether they are on the job or at your house.