Does homeowner insurance cover the homeowner?

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If i go out of town and live the water running from the sink would mu homeowners cover the claim
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Does homeowners insurance cover fences?

Yes, unless otherwise stipulated in your policy, In General, a Home Owners Insurance Policy will cover certain other permanent structures on your residential property incuding

Who is covered under homeowners insurance?

A "Named Insured" or "Insured" should defined by the policy and listed in the Definitions section of your policy. Generally it is the person listed on the declarations page, a

If homeowner dies does homeowner insurance cover it?

Homeowners insurance covers the house itself should it be damaged. Many of the policies include liability insurance so that if anyone is injured there you have protection. The

Does homeowner insurance cover mold?

Generally not. Insurers take the position that mold grows over a period of time and is not the sudden and unexpected occurrence that insurance normally covers. Recent policies

Does homeowners insurance cover electrical?

It is not meant to be a maintenance policy of the home. If your electrical is broken from wear and tear then it usually wouldn't be covered. If there is a random occurrence an

Does homeowners insurance cover tenants?

No, your homeowners insurance does not cover tenants nor any oftheir property or liabilities. actually, the presence of tenantswithout the presence of an owner can void all co

Is your deck covered on homeowners insurance?

If you have additional or other structures coverage on your home insurance policy and the deck was damaged by a covered peril such as wind, hail, lightning, etc then you shoul

Will homeowners insurance cover a roof?

Yes, If your roof was damaged by a covered peril on your Home Insurance Policy then you have coverage. If your roof is just old and is due for a replacement then that is pa

Does homeowners insurance cover dishwashers?

If Your dishwasher is just malfunctioning and needs a repair man then NO, Your home Insurance Policy does not cover Appliance Maintenance. A good home insurance policy

Does homeowners insurance cover trampolines?

Typically Trampolines and resulting injuries are not covered under your homeowners insurance policies. Most companies automatically exclude coverage for damages and injuries a

What does homeowners liability insurance cover?

It covers your negligent actions anywhere in the world as well if someone sues you your laibility coverage will kick in and they will defend you. There are some other coverage

Does homeowner insurance cover hvac?

Your HVAC is covered under your homeowners insurance for the same perils as your home, such as Wind, Hail, Fire lightning etc and subject to the applicable deductibles. See