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"Homeowners' insurance often covers personal injury settlements if someone trips on your stairs. Because the amount vary, you should check your policy to see how much coverage you have."

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Q: Does homeowners' insurance usual cover the cost of any personal injury settlements if someone trips on my front steps?
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Related questions

Will homeowners insurance cover damage to personal vehicles at the home caused by someone else?

Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.


Does homeowners insurance pay for an accident of someone who lives in the house and injures themselves on the property?

It's called "personal liability" coverage, and virtually all homeowners policies have it.


Can a commercial business insurance policy protect you if your personal pet bites someone?

No pet bites would be covered under your homeowners or renters insurance policy.


Can homeowners' insurance cover a home owned by two ladies?

Yes. If it is a home and it is owned by someone, then it is covered by homeowners' insurance, regardless of who that someone is.


Does homeowners insurance go up if someone in the household has a license?

No.


Does your farm bureau home owners insurance cover you if you are working in someone elses home?

Homeowners insurance policies are personal lines coverage and typically do not provide coverage for commercial or work related activities.


Does homeowners insurance cover auto damage to non-owners vehicle your property by someone hitting a pole?

Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.


Does homeowners insurance cover bodily injury to someone living in the home?

No


Does home owners insurance cover an individual if they are helping someone and get hurt in the process?

No, homeowners insurance is not a replacement for health insurance.


When someone kills you with their car can you go after their homeowners insurance?

Nope! Because your dead!


Where can someone compare homeowners insurance?

There are a number of places were one can compare homeowners insurance online. Some of these places on the internet include Compare The Market, Net Quote, and Go Compare.


Which companies offer cheap homeowners insurance?

Homeowners insurance is available from a large number of insurance companies such as Swiftcover or Hastings. Whether someone wants it cheap or not it is best to read the terms and conditions carefully to make sure it covers what is required.