no motor vehicles are excluded - it would be covered under your auto policy provided you have comprehensive coverage.
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
form_title=Homeowners Insurance form_header=Protect one of your most important assets with homeowners insurance. Get the homeowners coverage options to suit your life. Do you already own homeowners insurance?= () Yes () No Does your current homeowners insurance cover flood damage?= () Yes () No () Don't have homeowners insurance Are individual items in your house, such as your TV, covered by homeowners insurance?= () Yes () No () Not Applicable Are you looking to get homeowners insurance or update your current insurance?= () Get Insurance () Update Insurance
Your homeowners insurance will cover your garage door subject to your deductible since it is part of your house. Your Home insurance does not cover damage to a vehicle though. That's what Auto insurance is for. Your friend will need to contact his auto insurance to fix his vehicle.
Yes.
No
No, Hopefully the stranger had a life insurance policy. Homeowners insurance does not provide life insurance or accidental death benefits.
Absolutely. A central air unit is considered and covered as part of the house while a window unit is considered personal property. As long as damage happened due to a covered cause then the homeowners policy will cover damage to the ac unit.
A standard homeowners' insurance policy will cover damage to the interior or exterior of the house as well as damage or loss to personal belongings. However their exists a variety of home insurance options so what you are covered for may be more of less than stated above.
Damage from animals is not a covered cause whether or not it is caused by a rodent or varmint.
No. There is no way that a homeowners policy would cover any medical costs for the insured or any family or household member. That is what health insurance is for not house insurance.
No, it is just for the house and contents.