yes
Yes, 3% simple
Yes, in Texas late child support payments can be reported to credit bureaus if the amount due is at least $1,000 and is at least 90 days delinquent. This can impact the non-custodial parent's credit score. It's important to stay up to date on child support payments to avoid negative consequences.
In general, child support is late if it is not received by the due date.
There shouldn't be any jail time in a situation such as this - the objective is to ensure that the payments are made, and that has been done.
Yes. Child support will continue to acrue regardless of your ability to pay unless you take the matter back to the courts and get the amount lowered. Your child support will never be zero, however. If you do not pay child support, it becomes arrears and the state tacks on interest to the late payment, up to 10% in some states.
Yes, they will both reduce your credit score and impact future payments on that card (e.g. increased interest rate, late fee charges).
No, there is no need for child support this late.
A child support statement is included on the Texas marriage license application and states, "I AM NOT PRESENTLY DELINQUENT IN THE PAYMENT OF COURT-ORDERED CHILD SUPPORT. TRUE FALSE." This has been the law in Texas since September 1995. HOWEVER, it also makes sense that you should not remarry until you have your financial house in order. Marriages based on sound financial principles last longer. Also, you will be charged 6% interest on late payments.
Yes, late payments on mortgages can be reported. The chapter 7 discharges all unsecured debts, except for student loans, child support and certain taxes, and any balance due on secured debt after the collateral has been surrendered and sold. If you reaffirmed the mortgage and failed to make payments during or after the chapter 7, that can be reported. Late payments can also be reported. Many states prevent penalties for late payments if the payment is made within a certain number of days, but they can still be reported as late if not made on or before the due date.
Although there is typically no consequence to paying a late mortgage payment, there is typically consequences to making mortgage payments late. These consequences typically include a late fee, increased interest rates, and a lowered credit rating.
Your governing documents, specifically your Collections Resolution, states specifically how late payments are penalized. If no answer is available in your governing documents, you may rely on your state's Usury Laws, if any exist. Bottom line is this: penalties for late payments must be 'reasonable'.
You will have to check your laws for your state. There are usually specific items regarding fees and interest on late payments. It may specify that amount of interest that can be charged or it may be a part of the judgement.