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In the US and Canada Naturopathic Doctors are licensed in some states/provinces. It some states such as Vermont ND's are primary care physicians, so if you have insurance you are covered.
However this is generally only true for visit costs and not necessarily treatments.
In other states, like Indiana and Kentucky, insurance covers none of the costs of alternative treatment. However, generally the cost of the visit is lower than the copay for a doctor's visit, and the cost of the treatment (Vitamins, herbs, other alternative treatments) is lower, too, especially if you do not have prescription insurance or a doctor does tests that are not covered by insurance.
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