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I work for Enterprise and I am not aware of any such contract between Enterprise and State Farm. I suppose it's possible that one exists, but I can't imagine why it would.

When you rent a car from Enterprise, you are given the option of paying for a damage waiver (usually in "basic" and "full" types). This insurance is a contract you take with Enterprise directly such that if you are involved in an accident while in the rental car, your own insurance company is not necessarily involved in resolving the liability.

That can be advantageous in the sense that your own insurance company is not informed of the accident, and your premium is less likely to be affected. Full coverage (anywhere from $15-40/day depending on the car) allows you to simply walk away from the whole mess in the event that you crash the car, and pay nothing for the damages.

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Q: Does state farm have a contract with enterpriise rental that if someone is involed in a accident while driving one of there rental cars that the person s personal insurance is not resonsable for damag?
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