No. All the "gold, silver, platinum, titanium" terminology is just marketing BS on behalf of the credit company.
Closing an account will affect your credit score and decrease your score.
It will not affect your credit if you pay off the balance when you close the account.
If you have a chargeback, that is a credit to your account. This will not affect your credit score negatively or positively.
Yes. Any new credit account or loan will effect your rating.
You can expect at least 10-15 point off of your credit score with an unpaid account. Remember the older the account the less it will affect you.
Closing an account will affect your credit score and decrease your score.
It will not affect your credit if you pay off the balance when you close the account.
yes it can, both parties are equally responsible for the account
If you have a chargeback, that is a credit to your account. This will not affect your credit score negatively or positively.
== == Collection account are 20% of the total credit score module.
Yes. Any new credit account or loan will effect your rating.
Debit Withdraw account and Credit Cash
You can expect at least 10-15 point off of your credit score with an unpaid account. Remember the older the account the less it will affect you.
Having a checking account has no effect on your credit score. Bouncing your checks has a big effect on your credit score.
No, having a negative balance in an unused checking account will not directly affect your credit rating. However, if you fail to pay off the negative balance and the account is sent to collections, that could potentially have a negative impact on your credit rating.
It shows as a paid collection. Still a negative thing but shows you did settle account.
No, the only thing that would affect their credit is the joint account, so just make all the payments on time.