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If you can't go to their office personally, you can apply online or through phone by calling Social Security at 1-800-772-1213.

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Q: How can you apply for retirement benefits or something like Social Security by Hypo Venture Capital?
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Will dividends and capital gains affect social security payments?

In general, the size of our Social Security retirement checks will depend on your lifetime earnings record and the age that you begin collecting your benefits. If you start collecting payments prior to reaching your Full Retirement Age (FRA) which for the most part is 66 or 67, depending on your year of birth, the amount of any work earnings beyond a certain threshold ($15,480 in 2014) will lead to a reduction in your benefit amount. However, Social Security's definition of earnings counts amounts you earn from working as an employee or net income from your self-employment, but not dividends and/or capital gains from your investments. So in a nutshell, dividends and capital gains do not affect your Social Security payments.


What income does not apply to social security?

All unearned income interest, dividends, capital gains, etc. would not be used for your social security benefits amount.


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What major benefits do corporations and investors enjoy because of the existence of organized security exchanges


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No. Only earned income is counted toward the $14,160 annual cap and still allow you to receive full benefits between the ages of 62 and the year in which you achieve the full retirement age of 66. The earning cap increases to $37,680 in January of the year you turn 66, and is lifted completely the month of your birthday. Afterward, there is no earned-income limit.Pension checks, 401k payouts, annuities, capital gains, and other investments are not counted toward the income limit at any time.


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