How do you find out if a Cancer Policy from the Life and Casualty Insurance Company of Tennessee has any value?
I doubt that there's any cash value to the policy. Call the company and ask, or read the policy. The value is in the payments if G-d forbid you were to get cancer.
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Does the beneficiary get paid if the insurance company did an exam on the insured prior to issuing a life insurance policy but the insured dies due to a liver cancer in the first two years?
Did the insured know he had any issues with cancer? For more info. see http://www.steveshorr.com/wrong.or.imcopmplet.info..htm
The National Association of Insurance Commissioners has a "Life Insurance Company Location System" to help you find state insurance department personnel who might help identify companies that might have written life insurance on the deceased. NAIC's Life Insurance Company Location System - five que…stions, using your best guess if necessary, then click on the 'Create Suggested Contacts' link to view a list of State Insurance Departments that may be able to assist you with your search. - (external-apps.naic.org/orphanedpolicy) Here's an authoritive article on this subject I used this service and got results in seven days: www.policylocator.com for $75.00 Have the owner or insured contact the company and ask. Simply contact the insurance company and ask for the claims department. Explain to them the situation and they can tell you who the beneficiary is. They will be happy to settle a claim for you in most cases! You may also want to check and see if there is an agent listed as a contact within the paperwork you have and start there. Good luck! Life insurance is a private transaction, the only people who need to know this information are the owner of the policy, the life insurance company, and the executor of the estate (if deceased). The best way to find out is to ask the owner of the policy. If the life insurance company tells you, they are violating part of the trust the owner has in them. In fact, even if the insured/owner is recently deceased, companies should not confirm the beneficiary until after they receive a death certificate because any stranger could call up and ask. (MORE)
Things may have changed since I worked in insurance (1997-1998), but generally speaking the existence of an insurance policy could only be confirmed to the insured, the policy owner, or a beneficiary, or someone with power of attorney for one of them. *Check with The Center for Life Insurance Dis…putes. (MORE)
How do you find out what company holds your life insurance policy if someone else has the policy and wont let you have any information even the company name?
Short and sweet answer? Contact your state insurance commissioner for guidance. Be ready to provide identifying information, such as social security number (it's on the policy application), address (it's on the policy application), names of insured, beneficiary, and owner (it's on the policy applica…tion). The insurance commissioner has the power to find out for you, or at least a starting point. Assuming that "holds your life insurance policy" means that you are the insured or one of the 3 actors (insured, owner, beneficiary) on the policy, you should'nt have much of a problem getting what you need. I wouldn't even worry or even mention the party that refuses to devulge the information you want. They are not part of the equation. ANSWER The foregoing is correct in some ways, but it does not get to the heart of the issue. The question could suggest that the person without the policy is in fact the insured and has paid the premiums. If that is the case, he/she should check canceled checks or other payment records to see to what the premiums were paid. Too, that person should check with the insurance agent with which he/she deals for other insurances to determine if life insurance was purchased as well (many agents are dually licensed for life and health and property and casualty). Sometimes, a loan application, such as for a mortgage, will ask for information as to insurance, because some lenders consider it to be an asset. Therefore, those kinds of documents should be checked to see if an insurer was listed. As mentioned above, you could approach the Consumer Services division of the state's insurance regulatory authority. However, there is generally no central registry that correlates an individual with a company that issued a policy; those records are maintained within the insurance company itself. That said, if you can show that a "fast one" may have been pulled by someone or something over which the department of insurance has jurisdiction (power), it is possible that the department could open an investigation and dig out information for you. Generally, an insurance regulator has jurisdiction over people and entities that it licenses, such as agents, adjusters, and insurance companies. However, it can also assert jurisdiction over persons who commit wrongful acts with respect to insurance transactions even if they are not licensed by the insurance regulatory authority. (MORE)
How can I find out if my decease father placed us on his life insurance. He remarried and his wife has not forwarded any documents to us
How do you find the protocol for collecting on a life insurance policy held with Monarch Life Insurance Company out of Massachusetts?
If you have the policy the contact info will be there. Just call and ask for the claims department. They will send you paperwork (if you are the beneficiary) and you will need to fill it out and return along with a death certificate. If you know the agent he will be more than willing to help.
How do you get information on a paid up life insurance policy from Life Casualty Insurance Co of Tennessee?
That company has been acquired and merged several times, and all ofits policies were merged into AGLA (American General Life andAccident Insurance Company), which is now part of AIG. In order to make a claim, you can use this page:aig.com/individual/insurance/life/american-general-life-assurance-pol…icy-claims,but for regular information I would surmise that you need tocontact an AIG office or agent. (MORE)
Answer . Contact either your life insurance agent or the company directly and ask them. If you are gun shy on making the calls, I can help. 4lifeguild
How can you find out who a beneficiary is on a life insurance policy when the life insurance company will not say?
Beneficiary information is privately held by the owner of the policy. The only way you can find out is to ask that person. The company would be seriously violating privacy laws to give you this information. If you own the policy, explain that and ask what you need to give them in order for them to v…erify. (MORE)
How do I find out the amount of a life insurance policy issued by Life Insurance Company of Georgia that is now with Jackson National Life Insurance Company?
The policy you were issued should state the amount of coverage it provides. If you don't have the policy, contact the Jackson National Life Ins Company and ask that they give you a status of the policy and a duplicate copy of it. and/or Go to a reliable service like http://www.freeiquotes.com …and take a free life insurance quote and get answers from them for free. Fast, Free, Reliable, and Time Saving. (MORE)
Answer . I have an old insurance policy dating back to 1948 is it still good
One way to find a lost or missing life insurance policy is with the help of The Center for Life Insurance Disputes. They can help you locate policies that have been lost or forgotten about.
Is there any way of finding out which company issued a life insurance policy - if the policy has been misplaced or lost?
\n. \nIt is not easy to track down life insurance policies or benefits paid as there is no "central registry" of all life insurance in force or paid out. But these are few suggestions: (1) Go through the deceased's cancelled checks to see if he or she was paying any insurance premiums, and if so…, contact the insurance company or agency the payments were made to. (2) Go through his or her papers to see if there were any records of life insurance with other companies, and contact them; even if s/he had stopped paying premium years ago there may have been "paid up" benefits. (3) Contact his or her employer, and any employer he or she had retired from. Very often employers provide or offer "group" or voluntary life insurance. (4) Contact associations he or she was a member of to determine if it provided any life insurance to members as a benefit, or sponsored any plans he or she may have purchased -- the organization will probably refer you to the carrier or broker involved. (5) If the death was due to an accident, there may be additional benefits through membership in organizations such as the Auto Club, or as an accidental death benefit if, for example, the death was on a plane crash and the deceased bought the tickets on a credit card providing such insurance. In addition, some organizations offer members life insurance or a far less expensive (and useful -- unless the circumstances fit -- coverage known as AD&D or Accidental Death and Dismemberment insurance. (6) There also is something known as Credit Life Insurance, and if a person buys that as an add on to credit cards or other financings, such as car loans, it may provide life insurance regardless of cause of death. (7) You may also want to try to contact the Medical Information Bureau (MIB Group, Inc. its website is http://www.mib.com -- that receives a record of applications for insurance that were made, and inquiries received by member companies. It maintains records of such applications for 7 years. Their records go back to 1995.Perhaps the executor of the estate may be able to learn if there was any application filed with a member company in that period (MORE)
Yes, you can own multiple life insurance policies with multiple insurance companies.. The application for coverage usually asks if you own other life insurance policies and how much coverage you own.. The insurance company wants to make sure you aren't over-insured for any reason. But, if they say… it's ok, you can buy life insurance with several insurance companies. Just make sure to answer the questions on the application truthfully.. I hope that helps. Best of luck to you. (MORE)
Would a life insurance company cancel a policy if someone is unable to pay premiums that is in the hopital with terminal cancer in an unconcious state?
Any life insurance policy can be cancelled by an insurance company for non-payment of premium.. Check with the company to see if her policy contains a "waiver of premium" feature.. If it does, she does not have to pay the premiums, and may even be entitled to a refund for premiums paid during her …extended illness.. Alternately, if her policy contains cash value or accumulated dividends, these may be used to pay premiums.. Good luck (MORE)
You can simply contact the company directly or call the agent or his office and ask.
How would i find out if our companies life insurance policy from ford company is still in excitence?
Call Ford and ask who they have life insurance with now. In group life, the new company usually takes over all policies that are in existance.
Ask the insured if still alive, or check the policy. You can also call the insurance company and ask customer service if you are the beneficiary. You would need the policy number.
Company : Volunteer State Life Insurance Company . Address: VOLUNTEER STATE LIFE BLDG CHATTANOOGA, TN 37402. Telephone: 336-691-4995. Type of Iowa
How do you find an old life insurance company Missouri State Life Insurance Company for an old life insurance policy taken back in 1925?
Before an insurance company can sell insurance in a certain state, it must register with the State Dept of Insurance. If the company is sold, then it must notify the Dept of who it was sold to. If it just closes down, its policies were likely sold to another company, the Dept will have to be notifie…d of that as well. Contact the MO Dept of Insurance and inquire there. (MORE)
How do you find the life insurance company that you paid into for 3 yrs you have lost the policy and dont remember who the life insurance company was?
Can you go back and see if you can find any paperwork at all? Find any trail of the payments you made? Maybe your bank can help. Where did you buy it? Go back and talk to the agent. Even if you did find out what company, the policy is probably in a laps and to reinstate it will cost more than buying… new insurance uinless your health has changed for the worse.. You can call the insurance company and they usually can find your policy by social security # and DOB. (MORE)
Before an insurance company can sell insurance in a certain state, it must register with the State Dept of Insurance. If the company is sold, then it must notify the Dept of who it was sold to. If it just closes down, its policies were likely sold to another company, the Dept will have to be notifie…d of that as well. Contact the TN Dept of Insurance and inquire there. . Need to know how to contact National Life and Accident Ins. Co. My Mother passed away and she has a paid up policy but I don't know who to contact.. My Name is Shirley F. McDowell. email: email@example.com. Mothers name is Margaret Hauck (MORE)
If you believe that you are a beneficiary of someone's life insurance policy, but don't know which insurance company - go to court and request to see the probate file of the deceased's estate. It should be listed there.
I have a policy from the early 1930's from national life insurance company of Nashville Tennessee is it worth anything?
It may be if it were paid up or if you have continued making payments or you directed the dividends to make the payments for you. You would need to find the company or whoever bought them, call and ask. It's that simple.
Whatever amount the face value is also known as the death benefit. Some of the older whole life's were as little as $100. Now it is more like $1,000 minimum face.
No, altho it may help to look into it as each policy has a built in policy fee and you also get a lower cost per $1000 with the higher face amount you go.
How do you find out the value of an old life insurance policy from Mutual Trust Life Insurance Company?
Mutual Trust is now Met Life, and they are actively redeeming these policies. If you have death certificates and sundry other proofs, which they list, they will pay up on the policy. Be sure to check their website for more information.
Locate old cancer insurance policy for an old company called commonwealth national life insurance company in Mississippi?
I took out a cancer policy back on Dec 12, 1989, with Commonwealth National Life Insurance Co.--Group Name was Government Employees Nation Wide- Money was taken out of my paycheck (Post Office) bi weekly. Policy Number 4-9658429-3. How can I run this down. Becky Russell (USPS)
Often times, initials identifying policy type will be embedded in the policy number. For example, WC 2000-340-59033- 05 indicates a W orkers C ompensation policy activated in 20 05 . These clues will at least give you a direction in terms of who to go to next for help. L = Life, PAP = Persona…l auto, PUM = Personal Umbrella. Then contact an agent of that profession, especially one that the policyholder (if not you) may have done business with and see if they recognize the policy number. The initials are not always indicative of policy type, it could indicate part of the insurer's name. Also, if you are not the policyholder, be aware of any privacy laws that might apply. Only use these hints if it is an emergency or if you have a right to the policyholder's information. (MORE)
Yes it is and is now owned by American General Life and Accident which is based in Nashville TN. Phone 1-800-888-2452
Check all of his papers. Look for payments to insurance companies, they typically require a policy number on cancelled checks or transfers. Check safe deposit boxes. Check with the HR department of his employer as well. Often fraternal organizations and even some banks have small policies for all th…eir members (It's a come on to get you to purchase a full policy from them, since you already have the $500 or $1000 policy with them). (MORE)
Mammoth Life Insurance Co. was an early Black-owned life insurance company located in Lexington, KY. It started doing business around 1915 but went of business in the early 1990's. You may want to contact the Kentucky Department of Insurance, but odds are, the policy is worthless by now. If the c…ompany went through a formal liquidation process, notices would have been sent to policyholders of record. If there were assets available for distribution, the Department of Insurance would have done so. (MORE)
Virginia Life & Causality policies are now serviced by: United Insurance Company of America 1-800-777-8467
I did it. Phone the company or its successor. Ask the SURRENDER value and the face value, and the loan value. Ask for the largest of those, and pocket the cash.
If you are trying to locate a life insurance policy that may have existed from someone who has died, try looking at their old bank statements, checkbook etc.. to see if there were checks made out to insurance companies. If they had an auto or home policy, check with those companies as well as the a…gent who wrote the policies as they may be able to help you. You can also inquire with the MIB - Medical Information Bureau as they offer a service for finding policies. (MORE)
There is generally not a special form used for a life insurance policy issued to a physician. That said, if you are concerned with the cash surrender value, a whole life insurance policy (rather than a term life insurance policy) is implicated. The cash surrender value changes (usually increases) as… the policy matures. The amount of the cash surrender value is shown on a schedule on the declarations page of the policy. The declarations page is one of the first pages of the policy which identifies the insured, the policy number, the amount of policy benefits and other information. (MORE)
Vesting is not a term that I have heard of in dealing with life insurance and I have been selling insurance for 23 years. The term vesting is usually seen in retirement plan. In a retirement plan vesting means that percentage of the funds in the retirement plan that belong to the employee. Now all r…etirement plans have 5 year vesting which means for each year you are in the plan your percentage goes up 20%. In the third year that you are eligible to be in the retirement plan you would own 60% of the funds in your account and if you left the employer you can take it with you. (MORE)
Primerica Life Insurance Company has the most life policies in force. They also include, at no extra cost, all of the best policy riders most people would pay much more for. They claim to be the "main street company for middle income families". Oh, and what if all those policies had to be paid at th…e same time, can Primerica afford to pay all the beneficiaries? Primerica has so much money held back for that very reason, in fact nearly 3 times over that much. Now isn't that smart... (MORE)
Contact the company directly, or the Tennessee state agency that oversees the insurance industry in that state.
You can call the insurance company and provide your policy number, and they can provide any details on your policy, or send a duplicate policy if the original was lost.
No. If the insurance can find proof that you were already having Cancer at the time when the policy was taken and you deliberately hid the information, they can cancel your policy. Most insurance policies do not cover pre-existing illnesses. However, if the disease was genuinely diagnosed only after… the policy was in force, then they cannot cancel it. (MORE)
Can an insurance company say a policy was cancelled to avoid making payout The company that my deceased grandmother had a life insurance policy with said she cancelled her policy how can I find out?
in order for a cancellation to be valid a written notice should be handed to the insurer by the policy holder, so ask them for a written proof of cancellation with your grandma's signature on it. if you have access to her bank statements check when the last premium was paid that's if premiums were d…educted from her banking account. if they fail to provide solid proof that your grandma cancelled her policy, you can ask the insurance ombudsman to investigate. good luck (MORE)
It will help you to shop around- but make sure you have a copy of your gaernel policy so that you can compare coverages and request the same type coverages, because some insurers will put minimum coverages and take some protection away from you just to beat other quotes, without taking into consider…ation your financial protection! There are a few ways you can check but some do require that you are authorized to access their personal records. If the policy was being paid through withdrawal form a checking account or credit card account, then the payments should show on the statements. You can also request an MIB record that may indicate applications on record. You can also ask a relative. Be well. mcdlife.com (MORE)
Most, much older policies tended to have a much higher cost per $1,000 of life than newer policies. All that said, if the person who owns the policy cannot qualify for a standard plan (because of health or other issues) then keeping the old policy may be a good idea. Bottom line, I would shop for a …new plan and compare to this old policy. mcdlife.com (MORE)
Please clarify your question. When you ask if the policy is in your name, are you trying to determine whether you're the insured, owner or beneficiary of the contract? Do you know who's paying the premium on the policy? It's highly likely that the premium payer is the owner of the policy and can …get the information that you're seeking from the insurance carrier. Contact MIB, they may have info on polices "you" have applied for. (MORE)
Did any other insurance company take over inforce policies from University Life Insurance Company of America when they were liquidated in 1987?
If a company was liquidated and there were in force policies at the time, they can still be paid by your state's Life Insurance Guaranty Association, which is a group that pays claims for insolvent companies and then assesses the costs to all other life insurers in that state. You can contact your… state's insurance Department to find out how to reach the Guaranty Association. (MORE)
Some people place their various documents and papers in a file, some people place them in a safety deposit box, some people throw them into a drawer somewhere, some people leave them lying around on a table. Some people are well organized and some are very sloppy. We would have no way to predict whe…re your father may have put his insurance policy. But if you know the name of the company which issued the insurance, they have their own records even if you cannot find yours. (MORE)
Life insurance companies tend to be working with more money than property and casualty insurance, in most cases.
Can i find out if my late father had any life insurance policies my sister was in charge of his finances?
It's very difficult to find out your late father's life insurance policies, until you get any receipt/letter/policy copy. Seek help from your sister or search via google citing your late father's name,address,assumed period of coverage or other relvant data to help them searching policies.
Have you tried asking her about it? A life insurance policy is justlike a bank account or any other financial product. You cannot callall the banks in you area to see if your Mom has an account withthem and what the balance is. The same privacy laws pertain to lifeinsurance contracts or any other in…surance products. Unless shetells you what you want to know you cannot find out this personalinformation. That said, if you assist her with her finances in any way, such asby balancing her checking account, any debits for the payment ofinsurance premiums would likely appear. (MORE)