It's a somewhat complex process, but here's an article that explains how, and also explains the difference between a credit freeze and a fraud alert: http://www.creditscorehero.com/articles/about-credit-freeze-fraud-alert.aspx Don't forget that you will have to "thaw" the freeze before anyone, even YOU, can view your credit report.
No, what usaully takes place is that the credit card company freeze your credit card account and you continue to make payments
There is a freeze every year
You prove that you are who you say you are, and you request that the freeze be lifted. When you established the freeze on your credit report, you were given instructions about how to 'un-freeze' it -- you can follow those instructions.
Get StartedThe most recent weapon in the war to protect your credit is the Credit Freeze, also called a Security Freeze. A Credit Freeze completely shuts down access to your credit history. You are given a PIN to access your credit history. If you want to provide access - for a new loan or job application that requires a credit check, for example - you can "thaw" your credit history for a specified period of time.The nature of the Credit Freeze means that it will make getting credit much more difficult - not only for any potential fraud, but for you as well. Fees can be involved both to establish the freeze and each time you need to "thaw" it. So, the Credit Freeze is not perfect for all consumers, but it promises to be the best method of preventing abuse of your good credit.Placing a Credit Freeze requires a written request to each credit bureau, and each has slightly different requirements. Our simple interview process will automatically generate all three letters for you.Note: The Credit Freeze is now available to all consumers in all states. In most states victims of Identity Theft can utilize this defense at no cost.
Only you.
If you mean a credit freeze, then no, you will not be able to use the card.
Pin number
Cows don't freeze because they're warmblooded mammals and much tougher creatures than most folks give them credit for being. So long as they're well fed, have water, a little shelter and a warm place to lay (i.e., straw), they won't freeze.
Yes.
You can 'freeze' your credit with the 3 credit bureaus, Equifax, Experian, and Transunion. If you do this, your credit can't be run unless you were to contact the bureaus again and 'unfreeze' the credit.
No creditor can freeze anyone's assets without court authorization--disability or not.
im sorry i dont think so