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How do you sell a vehicle that you owe on?

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Do the best you can to get what you owe for the sale price. If you can't get that much for it, you will have to pay the difference on the loan. Once the loan is paid off, you will get the title in the mail. Sign it over to the buyer and give them the keys. In the mean time, once the deal is made and money is handed over, have a "bill of sale" ready for them with both signatures (keep a copy). You can download an auto bill of sale form in the related links below that's compliant with your state's laws.
If you are talking about getting the title so you can sell it yourself without trading to a dealer for a lower sale price, then go to the bank and get a signature loan, or even a cash advance place if you don't owe a lot on your vehicle. Use the cash from the loan to pay off your vehicle. You have replaced your first loan with a second loan, but now you have the title to sell your vehicle yourself.
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