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How far back do insurance companies check driving records in Ontario?
almost always your doctor. they use a 3rd party company that contacts the doctor and pulls your medical files and gives them to the company to review. they also can run …an electronic MIB report that pulls basic info such as doctor visit frequency, surgeries, major conditions, etc.
Some employers only want your most recent 5 years or 10 years. However your accessible adult criminal history record can reach all the way back to your 18th birthday. Th…at's why its called your "history."
Your question most likely depends on the state. In MA they can look back 6 years. Your best bet is to go with a car insurance company that will not do a record check before gi…ving you a quote. 4autoinsurancequote does not check records, and I'm sure other sites do as well. A Google search will probably return a few results.
This will vary in different states. I know in Georgia an insurance company can request a report for 3 years or 7 years. Most insurance companies request the 3 year report beca…use their rating plan is based on 3 years driving record. It also costs a good bit more to get a 7 year record instead of the 3 year record. I have one company that rates based on 5 years so they get the 7 year record. Lots of times people think that tickets and accidents fall off their record after 3 years but this isn't true. Tickets and Accidents are on your record forever. The only thing that varies is the time period covered by the report that is sold to outside companies.
This can depend heavily on the type of background checking service that the company is using and what kind of checks that particular service provides (or based on the type of …check that the company itself can afford to begin with). The industry standard is 7 years at a minimum, though many run at least a 10 year background because of DOT regulations and other regulatory bodies that may require a minimum of 10 years. However, most checks can go back as far as when you first turned 18, so there really is not a limit as to how far back they can go, but again, most standards fall within the 7-10 year range. It can also depend on where they are running the check as well. There are basically two main checks - the municipal (state) and the Federal. The reason I say municipal instead of state, is because most crimes are taken care of in the municipal court, and may or may not be filed with the state for search purposes. So depending on the nature of the crime, these are two separate databases, so the company would need to check both to get a true "full" check. Since you are dealing on a municipal level, most background checks base the search criteria on places of residence, usually based on what is found from a search on your SSN and DoB. However, you could potentially live in one county, but commit a crime and be convicted in another county. So if that employer is only running a cheap check where it only checks the counties you have lived in, they may miss it (that is why I say it depends on the type of check that the company has purchased in the first place). The only other option is if you have had a record expunged, but sometimes, depending on the state, even expunged records will appear on the check, it will just be labeled as expunged. Another thing to consider is the difference between arrests and actual convictions. If you were arrested for something, but not convicted, an employer really should not have any way of denying employment, since most of the time it is based on an actual conviction not an arrest. Overall, your best bet is not to commit a crime to begin with, so then you do not have to worry about it!
Most landlords check back at least two years, some check as far back as seven years. Some do not check at all. Generally the more high rent the place is the more tho…ughlhly they will check.
Employment history, or driving record? They'll look at your driving record for at least seven years, but, as far as insurance purposes are concerned, the last three years are …the ones which matter. DAC reports go back ten years, with the first seven years being full disclosure - after that, it just verifies you were employed. You are required to list ALL previous employment for the last seven years when you apply to a company, and ALL previous USDOT regulated transportation jobs for the last ten years.
Most companies use a 7 year background check. However, there are some background checks that do not have a limit.
About 30 or so hours from Toronto to Corner Brook... another 8 hours to drive to St. John's... you have to take the ferry
Answer this question...checked your insurance
There is no law on how far any person or company can go back on a criminal search as criminal records are public record information. The general rule via database is 7-10 year…s but it depends on the county jurisdiction as well and what they report. There are many different levels of criminal searches it depends on how extensive of a search is conducted.
It is 1,353 miles according ti Google Maps.
The approximate driving time and mileage information - Between: Charleston, SC and: Toronto, ON, Canada Driving miles: 970 Driving time: 15 hrs 45 mins …- is based on traveling non-stop in good driving conditions. Driving time does not take into consideration conditions which may extend travel time such as weather, road work, border crossings, and rush hour traffic in urban areas. Mileage denotes actual road miles covered as opposed to Point A to Point B linear distances on a map.
The approximate driving time and mileage information - Between: Seattle, WA and: Toronto, ON, Canada Driving miles: 2580 Driving time: 37 hrs - is base…d on traveling non-stop in good driving conditions. Driving time does not take into consideration conditions which may extend travel time such as weather, road work, border crossings, and rush hour traffic in urban areas. Mileage denotes actual road miles covered as opposed to Point A to Point B linear distances on a map.
Can an insurance company send you a settlement check then say they want some of the money back and you have already cashed the check?
It's uncommon, but it can happen. It is possible that one of several things may have happened: They may have paid an incorrect amount of money, but this is rare. They may ha…ve received new evidence that changes the liability of their clientThey may have paid you pending investigation results that they fully expected to go one way, but which end up going another unexpected way. There are other possibilities, but these are very rare. Under most circumstances, the insurance company will consider the case closed and settled once the check is cut, but it is possible that they may want some of the money back. Basically, there is no legal requirement for you to return any of the money that they already paid you. Simply tell them that you have already cashed the check and used the money. If they insist, tell them to sue you, or to send it to collections. Especially if it is a small amount they want back (typically less than $100), it will cost them more to litigate or send to collections than what they would get back, so in that case there's nothing to worry about because it will never get to collections. If it is a larger amount, they may send it to collections. If it is sent to collections, you can fight it. If they file a lawsuit, hire a personal injury lawyer.
Licensce reveals how many points they have previously received and criminal record would show any driving offences.