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How long do credit card companies keep record of your signed credit card application?
Wiki User
∙ 12y ago
Most credit card companies only keep records for approx 13-18 months. You would think they would keep them longer right?? With all the bank consolidations happening, records go missing and/or are not implrted into the new computer system. It costs lots of money and time to transfer records of that size.
Wiki User
∙ 12y ago
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Can i sue the ex for using my credit to refinance her mortgage?
The note and mortgage must be signed by the owner of the property. The lender checks the credit record of the person who signs the loan application. If you didn't sign the loan application then you are not responsible for paying the loan and your credit isn't affected.
Can a credit card company hold you responsible for a credit card if no application contract or agreement of terms exists?
If a card was received and used by the named person then a contract is implied and there does not need to be a written, signed agreement.
Can companies come after you legally if credit card debt is not paid?
Of course they can! You signed a legal agreement giving them the right to come after you in exchange for loaning you money.
Your credit was not used to get the loan but your name will be on the property will your credit score be affected?
If you didn't sign the mortgage and without your social security number being considered as basis for the loan the financial institution will not report for or against you. If you signed the note and mortgage, in the case of a default you will be responsible and a foreclosure will affect your credit record.
Best place to shop for interest only unsecured personal Loans?
You can find lists of credit card plans, rates, and terms on the Internet, in personal finance magazines and online. The Federal Reserve System surveys credit card companies every six months. You'll need to get the most recent information directly from the credit card company--by phoning the company, looking on the company's web site, or reading a solicitation or application. Most consumer credit comes from banks, savings and loan institutions, credit unions, finance companies, and credit card companies. In addition, people often borrow from relatives or other individuals who may or may not be good credit sources. Often, individuals who loan money but don't have a permanent place of business may offer you loans that charge more than the legal interest rate. BEWARE! Wherever you borrow money, be sure to get a signed contract and, always read the fine print.
Do credit card companies keep record of your signed credit card application?
Yes they do.
Can i sue the ex for using my credit to refinance her mortgage?
The note and mortgage must be signed by the owner of the property. The lender checks the credit record of the person who signs the loan application. If you didn't sign the loan application then you are not responsible for paying the loan and your credit isn't affected.
Who is the wanted signed to?
The Wanted are signed to 3 different record companies, they are Geffen, Island and Mercury.
What record companies has Asher Roth signed with?
The American rapper from Pennsylvania, Asher Roth, has been signed to a few record companies including SRC, Warner Bros records, and Atlantic records.
Can a dealership send an application for credit approval without a signed credit application?
Yes. In many states, the dealership can send in an application for credit approval without a signed credit application. That is called pre-approval. They can make it real easy for you to buy. The loan does not become official until you sign the papers. You do not owe one cent until you sign the papers and drive off in your car. Still, the dealership can do the work of getting you credit approval before you sign anything.
If a company has transferred your account many times and the last company cannot find your original signed application can you have these removed from your credit?
Yes.
Is a sales agreement binding if your wife puts your name on the credit application but you never signed it?
Absolutely, positively, not. Find out what car dealers don't want you to know at www.dealertricks.com Sales agreements are not binding to any party however sales contracts are. You are not legally bound if you did not sign the sales contract. Consequently you may have a credit inquiry on your record that you did not request.
Can a credit card company hold you responsible for a credit card if no application contract or agreement of terms exists?
If a card was received and used by the named person then a contract is implied and there does not need to be a written, signed agreement.
If your a rapper who do you send your demo tape to and how?
If a person is a rapper and wants to be found ("get signed" or "get a record deal") they have to get in contact with a record company that is accepting unsolicited demos. They can mail or email their demo to record companies, and wait to hear back.
Which record label is pink signed with?
Pink is signed to LaFace Records and Arista Record.
Can companies come after you legally if credit card debt is not paid?
Of course they can! You signed a legal agreement giving them the right to come after you in exchange for loaning you money.
What companies provides interest free credit cards?
Most companies provides interest free credit cards. However, that service is not permanent, and is only provided temporarily, mostly for new customers that have just signed up for credit cards with their company. However, Visa or MasterCard provide credit cards with really low interests, and have a rewards program which you can participate in by making purchases with their credit cards.
