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How long do you have to report an automobile accident to the insurance company?
Wiki User
∙ 17y ago
Depends on whether it is YOUR carrier or the carrier of another at-fault driver. Auto policies state, in some form, under Collision and Comprehensive (sometimes now termed "Other than Collision"), that you must report the accident to them in a reasonable amount of time: the language can vary and can state "as soon as possible", "within a reasonable time period", "within 30 days", etc. They can and sometimes DO deny coverage if you've not complied with this. The reason they will deny is because a damaged car is more likely to sustain additional damage: rust, leakage, loose parts falling off, sometimes more prone to subsequent accidents (dependent on the type and location of damage). If you are NOT At Fault, but fail to report your damages promptly, or make your car available for inspection promptly etc, the insurance CAN deny your claim. They are not likely to if there is truly damage they are responsible for, but they can, and are within their legal rights to, reduce the amount of your claim if failure to repair your damage in a reasonable amount of time (called "mitigating" your damages) increases the amount needed to restore you to pre-loss condition.
Wiki User
∙ 17y ago
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When an individual has an automobile accident and someone is injured are they required to complete an accident injury claim with their insurance company?
When people have accidents in their automobile and someone is injured it is required to report it to the police and to their insurance company. This is because the injured person may need a doctors care and the person responsible for the accident is the one that will be required to pay through their insurance company.
Do you have to report your insurance company if you had accident and you are not at fault?
No.
What do you say to the insurance company when no one was cited in an automobile accident?
Report the claim anyways. Tell the truth and let the insurance company decide how to proceed. Remember, if you are paying for the insurance, you should expect claims to be paid if you have the coverage.
When is it wise not to report to insurance company?
never, even in the case the accident falls under a certain limit you should report the accident to allow your insurance company to protect you and itself.
What to do when you got car accident?
Call the police and get a police report. Call your insurance company and report it to them asap.
What if the driver at fault will not call their insurance company to report the accident?
If the other party is refusing to call their insurance company - then you should call their insurance company and file the claim.
How long do you have to report an accident to your insurance in Ontario?
When you are involved in an accident involving injury or property damage, you need to report it to your agent, broker, or insurance company within seven days, regardless of who is at fault. If you are unable to report it within seven days, report it as soon as possible after that. If you don't report your accident within a reasonable amount of time, your insurance company may not have to honour your claim. http://www.fsco.gov.on.ca/english/insurance/auto/after_auto_accident_ENG.pdf
How soon do you need to report a car accident with no one else involved to an insurance company?
It is good to tell your insurance company within 24 hours of the accident. This way you can receive money from your insurance company soon so you can get your car fixed.
Can you still make a report one month after the accident even if insurance company and police were never notified in riverside county ca?
You can still report the accident to the insurance company and collect for damages. The Police will most likely not take a report. You would have to call them to verify that though.
What should a person do after automobile accidents?
After an automobile accident occurs, there are a number of things that one should do. One of the first important things is to check on the safety and wellness of everyone in the vehicle. Next, a person should talk to the driver of the other automobile that was involved in the accident and check with him or her to learn his or her insurance information. Lastly, a person should contact the police, file a report, and then determine the claim with their own insurance company to resolve the matter.
What do you do if your car gets totaled in a car accident?
The very first thing you do is report it to the police. Whether the car is "totaled" or not (a decision typically made by insurance adjusters), a police report is required for any automobile accident.
What happens with the insurance if you get in a wreck and its your fault?
We typically contact our insurance company and report the accident and the circumstances. That way the insurance company can pay the bills for you.Answerthe insurance company raises your rates and pay a deductable
