You can apply immediately after leaving the workforce, but your disability must be expected to last at least 12 months, or result in death, in order for you to be eligible to receive Social Security Disability benefits.
It depends on your disability policy. You first want to check your disability policy to make sure that work related injuries/conditions are covered. You generally will be able to find out if work related condition are not covered in the exclusions section of your certificate in which you would not be entitled to disability income. However, if your disability policy covers work related conditions, typically you can apply for disability income once you have met your elimination period (i.e., waiting period).
4 years 3 months 6 days 52 minutes an 47 seconds
That depends on the laws of the land in which you live. However it is usually over a year.
24 months
Short term disability will cover your maternity leave if you purchased a policy before getting pregnant. Social security disability will not cover maternity leave, nor will most long term disability policies.
An independent insurance agent expert in disability insurance can help with short-term disability or long-term disability.Look for a disabilitycenter on Google.
There is no paid maternity leave or mandated short term disability in Texas. Your best bet is to apply for short term disability preconception. Short term disability will pay a benefit when you deliver, giving you a paid maternity leave. Texas doesnt require your employer to pay you but if you are approved for FMLA then if your job aggrees to pay you for either 6 to 8 weeks that is fine. Just talk to your employer and see what they can do for you. My employer gives you paid maternity leave under FMLA if you have been there for a year. Which I have not and it sucks so im trying to get TANF.
if I am receiving short term disability and my company is bought out and I need to go on long term disability will I be covered for long term?
Not specifically for a long term disability, but you can collect if you have a terminal illness.
If you are in the state of Texas, most disability, both short term and long term disability will cover 60% of your income tax free.
Probably not. Most long term disability policies have an elimination period of 3 months or more. You will be considered disabled 8 weeks for a c-section delivery - well short of the elimination period. Check your policy for the exact elimination period. If something happens during your pregnancy and/or delivery that causes a lengthy disability, then you may be paid a benefit. Most women of child bearing age find short term disability to be a better overall fit. It offers an elimination period as short as one week - meaning your maternity leave will be a covered benefit.
Chronic illness is long-term illness, and temporary disability is short-term limited activity.
If you are able to work, you can get it. If you can't leave your bed because of a disability, you can't. They expect you to be looking for a job. If you are getting workman's comp disability, you can't get unemployment. You'd have to stop getting the workman's comp if you want unemployment.
No. Pregnancy is normally covered as any other disability, if the short term policy is taken BEFORE you are pregnant. If you are currently pregnant and get a new short term or long term disability policy, the current pregnancy will be excluded. If you have complications of pregnancy, and get a new policy, the future pregnancies may also be excluded. It's best to get coverage for short term disability and/or long term disability while you're healthy (and young) since the premiums would be much lower, and you'll have the protection for when you'll need it most. If you're already disabled or sick it's too late to get coverage for that specific disability, but you can still cover other injuries or illnesses. Talk to a good agent who can help you through this process.
No unemployment for students (at least in Michigan) If I said no unemployment for full time students, that should cover all states. As far as disability, yes, you can get disability if you have short term disability insurance. Since this is just for knee surgery, no point in saying how you could get long term disability as you will be fine before that becomes a issue.
You may be able to file a claim for any long term disability policy that you had in force prior to getting sick. Check to see what the elimination period is for the policy - if you have one. The other option is to apply for Social Security Disability. Your condition must be expected to last for one year or result in death.