How long does an accident stay on your driving record in Nebraska?

Answer 1

This is a misconception about tickets and accidents showing up on your record. These are always on your record forever and ever. What does matter is that insurance companies have a certain period of time that they use for rating purposes. Most insurance companies rate based on a 3 year period but some of the companies use a 5 year rating period. Different states make difference time periods available to insurance companies. Here in Georgia an insurance company or agent can pull either a 3 year report or a 7 year report and that is all. A 7 year report costs more to obtain. Also, most insurance companies do not pull your driving record every 6 months unless you give them a reason to do so. Lets say you have an accident that was your fault and hit and run claim in a parking lot. This is a reason to look at your driving record and see if there is a pattern or problem.