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Renters insurance covers things of value in your apartment. It also covers you in case your apartment becomes unlivable and will reimburse rent for temporary living elsewhere.
all depends on the location of the apartment and who you go with for renters insurance but you can pay as low has 9 a month or has high has 100 a month
Renters insurance is a necessity for anyone renting or subletting a home or apartment. Whether you live in a single family home, duplex, town home, condo, loft, studio or apartment, you need to have renters insurance to protect your belongings and your liability.
If you drive, car insurance of course, and if you rent an apartment, renters insurance is a good idea especially if you have much of anything of value.
There is renters insurance, but it is on the items the renter has brought into the house/apartment. The owner has insurance on the building.
Renters insurance can be purchased for an apartment or rented home or condo. Most standard policies come with contents coverage, liability coverage, and reimbursement for external living expenses in the event that your residence is significantly damaged. Here is an informative article I found on how to find affordable renters insurance: http://www.insuranceagents.com/free-renters-quotes.html
If you rent an apartment, you don't need homeOWNERS insurance, but you you definitely need Renters Insurance, which is a form of homeowners insurance. Most renters' policies will protect your personal belongings from perils such as theft and fire. It will also reimburse you the cost of additional living expenses if your apartment or rented home is damaged by a covered peril. A renters policy will also give you liability insurance; don't thnk for a minute that if someone falls in your apartment that only your landlord will be sued. If your dog bites someone, it will also protect you if you get sued.
Renter's insurance is fairly inexpensive. Prices will vary due to your area, distance from a fire hydrant and/or department, number of units, etc. If you have auto insurance, the company with your policy should have renters insurance available. Bundling the two policies would make it cheaper.
There is renters insurance that insures the belongings inside of an apartment in case of robbery, theft, destruction, fire, or any other disaster usually excluding floods.
Every renter with valuable property in thier apartment should get renter's insurance for protection. Weigh the cost of insurance with the cost of replacing your property to decide if it is worthwhile in your situation.
In the average rates for renters insurance, auto insurance, and home insurance, Pennsylvania is usually lower! In 2007, the average rate for PA renters insurance was only $144!
yes it is very much necessary to have renters insurance as it gives you a peace of mind knowing that your assets are protected from theft and fire or any natural calamaties. Also if some mishap happens to your apartment you dont have to shell out a money from your pocket to repair or replace it.