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The difference in premium could be negligible to a great deal. As likely as not, the increase would be substantial because the risk factors that determine premiums are greater for a new driver.

The precise amount is not possible to state. This is because rates (from which premiums are derived) are dependent upon numerous factors, including:

1. The make and model of the car involved;

2. The insurer involved;

3. The driving history, if any, of the new driver (such as past tickets or collisions);

4. Where the vehicle is primarily garaged;

5. The number of miles driven;

6. Whether the vehicle is used mostly for business or pleasure;

7. The age of the vehicle;

8. What coverages are obtained and related deductibles.

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Q: How much would car insurance be for a minor who was added onto car insurance?
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