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Q: If I am injured on someone's property what can I expect from the home owners insurance?
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What happens if you hit a car from behind and you have insurance?

Unfortunatey, if you hit a car from behind, it is your fault. Period. Your insurance will pay for damages and the other person's injuries, if any. Hopefully, nobody was seriously injured, but you can expect your insurance to go up!


What benefits can one expect if they are injured at work?

There are many benefits that one can expect if they are injured at work. It depends on where one is working, but one can typically expect financial compensation for their injuries.


What is a fair amount of compensation to expect from another driver's insurance company after a MVA where you were injured and may have long term pain and aggrivation?

This is why they make lawyers. There is no set answer to this question.


Need homeowners policy on property you have occupied 13yrs without previous homeowners policy?

you had no insurance for 13 years? You should qualify for a state plan that will guarantee you coverage - contact a local insurance agent - and expect for the premium to be high


What if you are in an accident that wasn't your fault and don't have insurance?

Expect to get a ticket for not having the insurance.


Can any insurance company cancel your policy because of necessary roof repairs?

Sure. If you do not maintain the property you can expect any insurance company to cancel your policy. Maintenance is not covered by a homeowners insurance policy but lack of proper maintenance is a definite cause for cancellation. They do not want to insure a property that is not kept up. The term insurance companies use is pride of ownership. This shows that the owner cares about and for the property. If the roof already needs replacing the next time a small storms comes also comes a claim for a roof that should have already been replaced.


Iron is a metal. Which property would you expect it to have?

Conductivity.


How much should you expect to pay for house contents insurance?

The amount you should expect to pay for house contents insurance will vary depending on the value of the items you desire to be covered by that insurance. Luckily, there are numerous "calculators" available on the web that you can use to make a list of your covered items and get an estimated amount of what you can expect to pay in insurance for those items.


Does homeowners insurance cover a car stolen off your property?

No, Never. An auto theft would have to be covered by the vehicle owners comprehensive auto insurance policy. A homeowners Insurance policy is not liable for the theft of a vehicle. that's what Auto Insurance is for. If an Auto Owner chooses not to purchase a Comprehensive auto Insurance Policy then they assume the risk of a total loss in the event of a theft. The vehicle owner can not seek to shift liability to another person simply because it was on their property when the vehicle was stolen. If this were the case then every time a car is stolen from the parking lot of a store or shopping mall people would expect that business or property owner to pay for their loss.


Does homeowners insurance covers damage done to a property by a hired person?

Generally no. Hired workers are not covered under a home insurance policy. Homeowners insurance policies do not cover "poor workmanship" But the contractor or repairman's Commercial Liability policy will cover if he damages your property or fails to perform repairs up to the standards that a reasonable person would expect. This is why you should always hire from established companies that you can verify are properly licensed and insured to perform the work.


Can landlord take security deposit if house was raided?

When the raid happened you should have reported it to the police and been given a crime number. The landlord's insurance should cover damage/loss to his property - your insurance should cover your losses. Unless you were negligent about ensuring the security of the property, for instance by leaving the windows or doors unlocked, he would not have a case to expect remuneration from your side, and he still needs to itemise what he is charging for, not just take the whole deposit. Expect a full explanation for any deductions or else take him to small claims court.


What happens if you tell your insurance company that you do not have a trampoline but you do?

Don't expect insurance to cover you if something does go wrong on the trampoline...