Insurance is a State matter in the United States. Every state has an Insurance Commissioner or its equivalent that can answer your question and if the insurance adjuster is wrong, fix the problem. Shingles should last more than 17 years. You should at the least have 20 year shingles. In this state insurance would probably pay 15%.
I worked for an insurance restoration company ... and in Florida a 17 year old shingle roof is on its way out and usually considered pretty old. However, the insurance company should also consider the condition of your roof and not just its age. If your roof is in poor condition, requires maintenance, and under normal circumstances the hail would not have caused damage....then they will probably deny the claim as "maintenance". But then again, if your roof is in good condition and would have sustained hail damage regardless of its age...then your insurance company should cover the damaged part of the roof and replace the shingles....they probably will not replace the whole roof, just the damaged section.
Ask your insurance carrier. Zostavax is only available to people over 60 even if you have already had Shingles. If you are highly susceptible to repeated attacks, your Doctor will have to petition for an exception.
Call an auto glass replacement shop. Not a DIY project. Most insurance companies will cover a broken windshield with no deductible. Check with your insurance carrier.
Contact your health insurance carrier -- they will be able to assist you with getting a replacement.
What is the question? An insurance carrier is an "insurance carrier." Some government programs may not use the term "carrier" but the effect is the same if you are covered and have a loss.
An insurance carrier, whether a private carrier or a government program, is referred to as
can you help me find a person's automobile insurance carrier?
Assuming that you are talking about in the case of an accident, you should only talk to your insurance carrier. They will contact the other person's insurance carrier.
Yes
yes and they usually do.
the agent is under the authority of the principal, or insurance carrier, and has the ability to make decisions as a representative of the carrier. Therefore, the principal can be held legally liable for the agent's business
yes
Yes, you can be covered by multiple dental policies. There will be one insurance carrier as your primary insurance and the second insurance carrier will be your secondary insurance.