0
If a friend borrows your car gets in an accident does your auto premium increase?
Wiki User
∙ 8y ago
It could, depending on the seriousness of the accident, payments made, past history, etc.
Since insurance follows the car, yours would be primary since it's your car. Your carrier insures you and your risks. By allowing another person to drive your car, you have accepted the possible risk of that person having an accident. Your premiums might change accordingly.
Wiki User
∙ 8y ago
Add your answer:
Earn +20 pts
If a friend borrows your car and gets in an accident does your auto insurance cover damages?
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
If a friend borrows your car and you did not know he has a suspended license will insurance pay for damages caused by an accident he had?
Yes, generally barring any exclusions in your policy if he had your (owners) permission to drive.
What happens if your friend borrows your uninsurred car without your permission and gets into an accident?
well technically if it's without your permission it would be (and should be) considered stolen and therefore should be your friend's responsibility to fix everything up.
Will your auto insurance increase if you get into an accident with a friend's car?
Not unless you received a violation for the accident. Otherwise it will show on your record as a not at fault accident and should not raise your rates.
I have insurance and allowed a friend to drive my car and she had an accident who is at fault?
Your friend is. If she is over 25 she is normally covered. Because you claim on youe insurance, technically it will be an at fault accident and your premium may go up. You should talk to your insurer.
What will happen to me if my friend borrows my car and they don't have a license or any insurance and get pulled over by the police?
Your Friend Will get multiple traffic tickets for driving without insurance and without a drivers license. If your friend has an at fault accident. The other party or his insurer can sue both you and your friend for any and all damages incurred. They can sue your friend because he was the driver and they can sue you because you are the owner of the vehicle who allowed him to drive your vehicle. .
What happened to Justin Biebers friend?
Friend's AccidentHis friend was in a boating accident.
If you are driving a friend's car and have a minor collision does this affect his insurance premium since you are not included in the insurance plan?
Yes. If a claim is made and found valid, his insurance rates will probably increase. It depends on the past history of the insured of how much the premium will rise.
If your insurance premium increased due to an accident your friend had while driving your car should he pay the difference?
Mr. A Should Learn About Lending Out Things From This. Mr A Also Is Responsible For The Increase. Thanks To Mr. B For Paying The Deductable. Mr. B Has Done His Share So It`s Now Falls Back Into MR.A`S Hands.
My friend was Whispering to my other friend about what i did to my best friend by accident what does this mean?
If your friend was whispering to your other friend about what you did to your best friend on accident, it means that friend likes to gossip and stir the pot, causing trouble. Maybe this whispering friend isn't really a friend at all.
Your best friend borrows your car and hours later iPhone and ask is everything ok What would that mean?
It means you need a new best friend as this person has taken advantage of you.
How do you make a sentence with the word accident?
My friend's mom's car had an accident while driving.
